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�.� -�--- —��.�--- - . . __� ' - - - -.. _ . _�- =��-• �� — - -- — — ----�- -- — --—��._. - ---•--=— , 9�-� �i� _ � BRtg..UU�I ��1��:� �A�,�-�tao — " 7�fiTap� (CONUIi'IUNAL RIGHT TO Ir't�' 'INAN(;El e THIS BALL(X7N RIUEft iT made titis 2N� daY Of AUC�'�1ST , IS�b � �u��Q�yt��o��J(��en�Cd co amepd snd sup�emtn�Ihe[►1ort�e,Lkec!of rtust nr Decd to Secure Dcbt(tht __ "Securi�y htisuumei�t")of the s�uc d�te�iven by the undcrsiQncd(thr"Botruwcr"1 io xcure the Borro��r's I�ote to hOR�:EST t�1�RTC�AGE, INC. �thc"l.:nder") - oi t!u same date and cor�eriug the praperty de�ilxd in�he Sec►►rity Instrument an� Iceated u: 41p? MAsON AVENU&. GRAND ISLAND. NE 68803 �pippettY Addrat) The intaeu rate uued oa ttu No«is calkd��e Rate."The ct�te oi thr Note is c�lkd thc"Hote Dsue."I unduuand t1u Leader may traasta t!u Noce.Securiry Insavment and�his Ridu.Thc Laader or aayoae wtw takes ttu Note,thc Saurity Iaur�rnt and this Rid�by traasiu aad who is entitkd to reccivr paymmu under the Kote is calied tbe"Noce Holder." ADDIT(ONAL COVENANTS.Ia addition tc the ooveaaats and aarecmenss in the Security Iasuument,Bocroaer aud Lu�der furtber coveaaat�ad�a as follows(�iesp+ce anytliin�to the conuuY conttak�d in the Security Instrwnent or the Nace): l. CONDI7IONAL RIGWT TO R�FINMiCE At the aaaturity date of the Note wd Secwity Instrument(ttu••Muurity Date").1 wilt be sbk to obtain a new ban("New Loan^)with s new Maturity Date of AUGUST t ST .20 26 .�u�h��rate equal to tht •'New Note Rate"detamined in accordauce w�th Sa�UOn 3 bebw if all the ca_+da��as Froric°cw!in Sections 2 and S bdow ue met (t1x••Coadidoaal Refinancin�Option„1.If thase condidons are not met.l uudcs�aac�c3u t5�ce Note Hotder is undcr ao obli�atioo afwd ta►der willin��to kndenu�:maneY�repsY tbt�at�,and that I wili�ve to cc�,;t abe Note from e�y own r�souras 2. OOND�110NS'I�0 OP7'fON u ��A��m�t be met as of the Muuriry i]�te. [f 1 w�at to ezerose tbe Condi�ciuoal Rtfu�acu�g�M� �y ,.�,jat to the SauritY�(�•�p�y�� 'R�ae aoaditioas u�€1)1 muu st�!be the owna and oo�up�nt o�the ao�r'" CZ)I must be a�rsa�t ia my mooth1Y Pa"m�s wd cannot have boea ma'e th�n 30 d�.�.f�ta�a��,"xjd a�acm��s�X p��aaQ imme�tdY P��B tLe MauuirC;Uzse:(3)no 1��the Ptapaty(e�ceAs auuL P�Y�)�tl�n tiwt of the So�u.�.3��Y�;(aS:'�?Vew Note Rau ca�uiot be rrs.�e tt�n S pecoent�e D� tLe Aiote Itat�aod(�I must�a writtea re9uat to tLe Na�FTx�lder as pcovided in S�5 bdow. 3. C�iI;GULA11AiC'It�E NEW N�IE RA1E �y�,•s��y�fur The New�iota Rite v�dD be�fuced rats e�i�r,r.st atwl to the Federa!�m�l Ma�t�pe wb to a 60�d�Y m�:�torY ddiva?'c�ta�meat,:�ooc�h�if a�+�ne Pa'ca�f�(O.S�i�muoded _- ---..-- 3a�nr fzod rau mort� k� • ••3.i�;-:f i•w""=�N�..•n��.••i.'�se,rwrne+;t ars vidd sh�.be t6e�Dp�+c+bi�net ----te tlbe�iareAt onKi�m ot aae Paoeac�e Pu�t yidd in dfect on the date wd time of day th�t the Note Hok3c�mxdves ootiez of my c'boaicia to esasi�c tl�e Con�tional�� __ Opoon.If this roq�ad ndt Y�id is not avxilable,the I3ote Y�lo�w�l detaminc the New I3ate x�te bY�i��'n- �. CAU.UI.A'I]1�iG�THE NEW PA.YIIff.NT AMWJNT 5 �,ie tbe l�fote R�te�ad P�ovidod th�New Note Rate as a3cul�ud ia Section 3 aboMe is not ereatt�� P�'��D°i°u � all uther ooamtions ra�uirrd in Seaion 2 above are satisfied.the Note Hoida wi11 ckte�mine t�e aiaouat of tLe morubly D4►� will be wfficieat w repay ia`uu(a)the ui►�sid piac'spa1.d�u(b)xcTUed but uapa�d intaeu.�(c)aD other su�I w�l a�ve�der tb�e Nate aad SaaaritY[nurua�a�e oo the Mu�ritY Date(assunsinS mY�aantWY PaY�thea.az cvrreat,as re9uir�d.nada S�ectiou 2 abave).over tba I�m of the New Note st tbe I�icw Note Rate in e4�1��DaY�s.'11�e t�t of t�s rakvizoon will be tl�e amouoc of my�xn�ioa�l�od intaac paYa�%,�Y��nn'1 tbe Nc�'�e�s fully Pdd. 3.E��(�pNpmpNAl'RFl�'IIYATIi311�I('OP1101V . The Note Hoidet w�l naifY me at iea�t 60 c�ia�du days ia dvanoe of the I►�a�icY Dau x�d advise me of tLe principa�,.aocried but u�aid ioter�st,and all other sum5 I�n acpecced to owe oa tl�e M�uity Da�e.7t�e Ncx�417aida�Sso w�l advi�e me a7slc_�i maY ezar�e tbe Caoditiooal Ref'u�ncin8 Opt�o if the 000ditions in Satioo 2 abaMe art met.'ibe*�res Hoidcr w�l pravide m�1s�.9'me� reoocd informuion,ioBe��a with the avne,ritk aad addras of the Pe�sat re�n8�I3ote Haida tl�at I�t notifY iu ada to acerei9e We Coaduiooal Rdin�ae+n8 Optioa.If 1 moet the 000ditio�of Sectioc 2 al�vr.l may aa:case the Cooditloaa�Rdiaana� p��by notifY;ee the iJote}Er�er no l�ta tt�a 45 cala�das days pcior to the I�i�curity tD�:-'ibe Note floid�r w�l cakulwte tbe fixed Piew Note Rate bosad uP4t�,�i:x Feda�]Nodo�l Morc�C Assocvtiou s apphcal�ie FcsL`ti�d�d*o4uired�t Y�dd ia efiax aa the d�ee and timt of day notificatio��s;+xaved lty the Nott Naider:ad as calcui�ced it�Soctio��sJa�ve.l liai sun:s.&fae�bt�turidY to p�avide the I�iote Hddar witF:xc�tabk Proof of my required ownership,occuP�acS' L�'�Y ��and a due.ti�me Uue the l3ote Hoida w�!adv�t me of the new intaat nu(tLe New IVott Rate),aew monttilY DyY��tbe Notc Holda ' and pi�oe at which I must�pr'�.Lc ru sign anY�ocum�u req�r�to ao�pkte t1�c re�l�refin�oao�• wiil rh�r�e me a 5250.OU pcoca�s�fa wd the costs associated w�th u�latiAQ the tttle poiic.y.if snY,�ad�Y rasombk t1v�tY � eo�ts,sucb�s doaunentaiY staaDs.�'bk tax.surveY.reaaa�ag fas.etc. BY SIGMN�G BF.I.OW.Borrower awepts and a�o�to thc ten;tis aud mvenusts 000tain�d m this 6�11oon Ridc. . (�) ��l� �r�..a (Sesq 3ADE STOKKE -e«t� LAURI NDA S STOKKE -�� t�� (Sal) _—. ^..c.-:wer �O1O1iQ /SiYn Origiaal Orhl MlJ1.T1STA7E YALLOON RDER—O +pM Fanf�l/—FwiN MM tJNkw�IaMnr�t Faw 318d 121� Mr�6�d 3192 fP��Qr�l�K� - �$76 mo� wr►aRtG�GE cdws•uowsl>>xet w�='x%"'=""-=� I1MiL 3180 M�3 � I��'��'