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� .�.� � _ ___ — �---- _ .._ - _ °_--_ - � . .. - ��--- ... -- . _..--_ -- ---____ _- _.._. �._--.-.� _ _ --.{.,-.�� - - =--� - -_- -- ..----- ... .,.-- -.. — .... ,.-:: - �--- - --- - �- _ � -- � 9�� .t1�4�4 =- Tlxl6Ti'HER WITH all the imFrovarxnts now ar heraafter�ratad on the prupeny,a�xi all e:wn�us,aPlwrtclwnccR,rr►c1 -_- i�tur� �ww �r t►.:r�R:+ u p�rt af the ,ro{�erty. AU raptACeiti� and �c{ctitiwu shall also bt ooverai b� this Security IKuumcnl. All�f the farcgdng is rcfcrnx! to in this Sacuriry Instrw»ent as the'Pn�4x:ny." _� BORROWfiR�OUEVANl'5 that Borrawer is Iswfully xis.�d of thc estnte hereby cxHncyed auxl Iwa tha k 1�'Ill I�l�jfilll INltl Y com•ey thc Property �nd that the Pn�pcttY ic unrncuml�.rai.e�c�pt far encun�t+rances of ra.urd. Bonaw�tr warr.tnis u�xl will �ktep:l Xeaerally tne title W the Propetty R�alntt a!1 claiou anJ detnands,wbj3ct tu any tncumbrmets of rprnrel. TriIS SE�URi7Y INSTRUblfihTcombi�nes unifunn c�venanec for nuiatial use And�wu•�►n+fcYm_�:utextints with limltal � varlatlons by juriu}iction a►c�nstitut�a uniEarm s�ccurity instrumeiu mvering rcal propeny. , UNlFORM CY)VENANTS, iiarraw�cr�xt l.endcr cavcnant:uxl agree as foltav:s: 1. PAyme�t ot R�Iacipal snd Inkrest; i'repaynuat �pd I.nte Char�es. Borruwcr shall pnuauxlY P3Y wt�due the _ principa!of and inte:eu on the debt ovideneod by the Nute aixi anY P�y��w�{latz cha;ges du:.u�:r th; Note. 2. Funds tos Taxes a�nd Iasu►'�tn�Y• Sub.lec� to appliwblc law ar to a written waiver by l�errkr, Borrowcr shall pay to Lcnder on the day monu�iY paYmetus ar�due under the Note.until the Nots is paid in full,a st►m{"Flurds')fc�r:(n)year1Y tazes �nd zssessnxnts which may�tta'sn prioriry over this Secu�ity Instrument us a lien an the Praperty: en�yc,►r1y�e�et►otd p�ymen�s or ground rcnes o�the PrapertY. if any:(c)yeuly h�xard ar prnperty insurance premiutns:(dl yesuly Q;,r�d insuroncc pcemiums. if any: (a)Yeaclv mortgage insuran�e prcmiunu. if any:und lfl any sums P�ysblo by Borcaw•er tc�U:ru�er,in accordanoe wiih tt�e provisior,s af paragraph 8, i�lieu of ttu paymecu of mortgage insurance Premiums.These iter�s arc t;allod 'Esecow Items." Lendu may, at any time. collxt and hold Fun�is in an amaunt nat ta exceed tha mAximum artn�wat.c�lender for a federxUy �l�Ced mwtgege loan me; rcqoirG for Borrower's escrow acmunt under the faien! Real Est�ce S�kk� �+� Act of i974 u amc,adr.d from tiaoe ro tinx, l2 U.S.C. Secdon 2601 et seq. ('RFSPA"),unless u�r law•lhat aPP�ies ta the�unds sets a lesur amount. Tf w. Luider nuy, at any lime. callact atxi hc�ld Funds in an amount ►at ta�xcad the Itsser amount. l,enckr may estimate che amount of Funds due on the b�sis of current data aacl ceasonable e�ias�a'�f�xpe�dUurts af futurc Escmw items or othetwise in xootdance with applicable law. The Fucxls slu�ll be held in an in�titution whose deposits ere insurai by a foderal agencn; i�sttumeatality. or eutiry (inclucting i.et�d�r,if l.endu is sucli an insiitution)or in any Foderal Home I..oan Baal:.Lendcr stu�f�a�ply the Funds ta pay the Escrow Iu�u. I.endu may t�ot�hxr8e Borrower fon c�►lding and a+pplying th�Funds. a�tiiwally azuri�zing the escrow sxount.or verifying the Escrow Items.unless I.ender pays Bortuw•er intw'est on the Funds and applicabte law pernuts Lender w mak�e sau�h a charge.1Howev�r.Lendu may re9uirc Bomower to pay a anrtimt chugc for za indepcndent reul�state tau teporting service used by l�ender in oonna�tion with this los.�. unless applicable law provides othe�wisc. U►�u an �greeaxnt is �t�ade or applicable law requim interest to be piid.l.uticicr s1►all not be i'cQuired ta psy Borrower ony irtt�:z'at or eamings on the Fu�ds. gorrowu and Lender may egrx in wriring,however. that intcrest shall bc p�id on the Funds. L.ender sinl! givc to Borrower. . without chuge, �u antwai y000une+n8 0� tl�ee Funds, showing crodits sa�d debits to the Ftutids ard the putpose for which c�h debit to the Fwds was made.Tfie Funds are pk�d8ed as�ddition�l socurity far all wmc cecurod�Dvr this SocuritY lnstrumetu. Tf tiue Funds txkf by 1Rttder ezrad tM amounts pennittod to bt held by upPlicable law,t.ender st�ll aceaunt to Borrowes for the•�s�s Fu�ds in a000rd�ce witb the roquiranents af appliu�blo law. if thc amounc�o;the Funds held by i.ender at any time is�t wfficieat to pay the Fscrow Iteatis when due.I,c.nder may so natify Bomower in wdting,aid.in such case Borrower . shall pay to I�eader Qx amount etiecess�rY to malcc up.th�deficienc.y. Borrov�er shall malc,e up the deficita�y in no more thau � iwdve mo�thiY WY�•at L.es�der's iott discretioa. UP� PsY� in fu11 oF�11 suou socu�rod by this Security I.uuument, Lender shalJ�PromPdY nfw�d to Boimvea aay -- F11nds 1�e{d by I.Cndet.If,-uOQGt pit�11 L i,[.aoes'si�i�tiiia vi w::t:«°sa^-':`i.i�"'..l�s. �.rn tM x�n�iaition ac sa3e __ � of the Property.s1v11 apply any Funds held by L.eader et thc time of acquisition or s�le as a cno�u+�ainst tbe sum�s s�x.�ucx�by this Secvrity inwumesst. 3.Applicatiam�t�yufwts.Udess�pplicabk!aw providts otherwise.all paYments m�raved by[.ender under p�raBraPhs . 1 �aci 2�'�all be appliod: first. to anY P�Y��'8a due under the Note; second,to art»uat:.paYatl� undu pap4grap6 2: ttntd,��3atenst due:faurth,to principzl due:u�d last.to any lato cEtiarges due undea'the Now. 4.C6arges;I.i�+os»Borrower stuli pay all taxes.assess�s�ents. charges,ficses and imposidoas attributable to the PropertY which may auain prioriry over this Security Iatittnment. at�d lezuhold paytnents or groutd.teats,iE'wy. Botrower shall WY t�se obligations in the manner provided in par.�.^np�2.or if not paid in ihac maoner.Borrowrr sinll pay tl�oa Ume duxdy W tLe persan owed paYmeat.Bormwu siuU prompely fumish¢�i.e,�der::.nai'sc�of�ntr►:LO be paid unda dus pivagrapt�. If Bar.c�wu m�kes these payments cSuxt3y.Borrower sl�all promptly fu�uist�W l.ecder reoeipW.tvideac.'in8�PaY�s. � �lxrower s1�a11 prompt]Y disc�Se�ny liea which has prioriry over this Secvrity Iaurumatu adGSt Bormwtr<a)a8roes ia wi�-;�ia�w the paymeat of the obligazi�a� seauui by the liea in a maaaer acceptable to Lender,�t�)oo�uests in good faith the liea . by�.ac defrnds�rfztst enforceanmlr of the ti,� in. legal procadit�s which in the Luder's Yrpinioo operate co pi+eveat the eafoc�eaaeac of the tica:or(c)sec^�s from the holdu of the lien an aSreement cuisfxtog•w E,smder subordia�ting tt�e liea to this Securicy Instr�uneat. If La�der ci�termines tt�at aay pact at che Propercy is subjcet to a lien which may auain p��riry over this Security Instrument.l.endsr may give Borrower a twtice identifying the liea.Botrower slu�ll,�tisfy the lim ar rs�c ox or more of the�ctioas acs fonh above within�0 days of the givir$of notice. . Porw 302i � v.o.sae ,y� . ,