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<br />State of Nebraska
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<br />[Space Above This Line for Recording Data]
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on
<br />The trustor is Anne W Ele.y and Jason C Eley, wife and husband
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<br />FHA Case No.
<br />321-2975104 703
<br />MIN:100416700012749124
<br />December 27th _ 2010
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<br />("Borrower").
<br />The trustee is CharterWest National B$nk
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of D�laware, and has an address and
<br />telephone number of PO Sox 2026, Flint, MI 45801-2026, tel. (888) 679-MERS.
<br />CharterWest National Bank
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<br />which is organized and existing under the laws of the State of Nebraska , and whose address is
<br />714 N Diers Avenue Gr�nd Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of One Hundred Three Thaus�nd Three Hundred Twelve and
<br />00/100 Dollars (U.S. $103�312.00 ). This debt is
<br />evidenced by Barrower's nate dated the sarne date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on January 01, 2041
<br />This Security Instxument secures to Lender: (a) the repayrnent of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and madi£cations of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Securiry Instrument; and (c) the
<br />performance of Borrower's covenants and agreernents under this Security Instrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Hall County, Nebraska:
<br />Lat Three (3), Black Eleven (11), Ashton Place, an Addition to the City of Grand Island, Hali County,
<br />Nebraska
<br />which has the address of 2413 W Divfsion St
<br />Grand island
<br />[Street]
<br />Nebraska b8803 ("Property Address");
<br />[Zip Code]
<br />[C�n']
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property". Sorrower understands and agrees that MERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />MERS (as nominee for Lender and l,ender's successors and assigns) has the right: to exercise any or all of
<br />Chose interests, including, but not lirnited to, the right to foreclose and sell the Froperty; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />16256.CV (t I/07) 904858 Page 1 oF5
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenne
<br />Grand Island, N� 68803
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