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�oioos7�9 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security lnstrument, (b) there is a legal proceeding that might signifrcantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a prpceedin� in bankruptcy, probate, for coa�demnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or td enforce laws or re�ulations), or (c) I3arrower has abandoned the Property, then Lender rnay do and pay for whatever is reasonable or appropriate to protect Lender' s interest in the Property and rights under thi5 Security Znstrument, including protecting and/or assessin� the value of the Property, and securing andJor repairing the Property. Lender's actions can include, but are not limited to: (a) paying axzy suma secured by a lien which has priority over this Security ]nstrument; (b) appearing in court; and (c) payin� reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, includin� its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited ta, entering the Property to make repairs, change locks, replace or board up doors and windnws, draix� watex from pipes, eliminate building or other code violations or dangerous conditioils, and liave utilitie� turned on or off. Although Lender inay take action under this Section 9, Lender does noC have to do so and is npt under any duty or obligation to do sn. It is a�reed that I.ender incurs no liability for not tal:inb any or all actions authorized under this 5ection 9. Any aniounts disbursed by Lender under this Section 9 shall become additional debt of Sorrow�r secured by thi� Security Instrument. Thes� amounts shall hear inter�st at tl�e Note rate frorn the date of disbursement and shall be payable, with sucl� interest, upon notice frosn Lender to Borrpwer requesting payment. If tlzis Security Instrum�nt is on a leasehold, �orrower shall comp3y w'rth all the provisions of the lea�e. If Borrower acquires fee title to the Property, tlae leasehold and the fee title ahall not. merge unless Lender agr�ev ta tlie merger in writing. 10. Mort�age xnsurance. If Lender required Mort�age Insurance as a conditipn of makin� tl�e T�oan, Borrower shall pa�� the premiuzx�s required to maintain the Mortbage Insurance zn effect. If, for any reason, the Mortgage Insurance covera�e required hy L�nder ceases to be available fi'om the mortga�e insurer that previously provided such insurance and Borrow�r was required ta inake �eparately designated payrnents tnward the premiums foz Mort�age Insurance, Borrower sha11 pay the- premiums required to oetain covera�e substantially equivalent to the Mort�age insurance previously in effect, at a cost substantially equi`�alent tn tlie cost t.o Borrowe; of fhe Mortga.ge Insurance previously in effect, from an a�ternate mprtgage insurer seiected b,y Lender. I� sul�stantiail_y equivalent. Mortga�e Insurance coverage is not a��ailablc, Borrower shall conti�ue to pay to Lender the azx�ount of the separately designated payments thai. were due wlzen t1�e insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundablc loss reserve in lieu of Mortga�e Insurance. Such loss reserve shall be non-refundable, notwithstanding the �act thai the Loan is ultimatel,y paid in full, and Lender sha11 not be required to pay Borrower any interest. or earnings on such loss reserve. I.end�r can n.o longer reguire loss reserve pa.yments if Mortgage Insurance covera�e (in the amaunc and for the period tliat Lender requires) provided by an insurer selected by Lender agai.n becomes available, is obtained, and Lender requires separately designated payrrzents toward the premiums for Mort�age Insurance. If )wender required Mortgage Insurance as a condition of makin� the Loan asid Borrower was rec�uired to make separately designated payments toward the prc;miums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or ta provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Notl�ing in this Section 10 affects Borrower's obligatian to pay interest at the rate provided in the Note. Mortgage Insurance reirnburties Lender (or axay entity that purchases the Note) for certain losses it may incur if I3orrower does not repay the Loan as agreed. �orrower is not a party to the Mortgage Insurance. Mort�age insurers evaluate their total risk an all such insurance in force £rorn time to time, and may enter into agreements with other parties that share or rnodify their risk, or r�duce losses. These a�reetnents are on terms and conditions that are satisfactory to tlze xnortga�e insurer and the oth�er party (or parties) to thes� a�reements. These agreements may require the mortgage insurer to make paym�nts using any source of Funds that the mortgage insurer may have available (which may include funds obtained from Mort�age Insurance prerniums). � ;i) 231011 NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM IN5TRUMENT �� �-6(NE� �oa�� PageB of 15 �nitia�s: � Form 3028 1�01 �