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2oioo97is Bprrower shal] promptly discharge any ]ien wl�ich has priority over this Security Instrument unless Borrower: (a) a�rees in writin� to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, pr defends against enforcement of the ]ien in, 1ega1 proceedin�s which in Lender' S opinion operate to prev�nt the enforcement vf tlie lien while thos� proc�edings are pending, but. only until such proceedings are concluded; or (c) cecures from the holder of th� lien an agreeznent satisfactory to Lender subordinating the lien to this Security Instrument. If Lender deterrnines that any part of the Property is subject to a lien which can attain priority over this Security ]nstrument, Lender may give Borrower a notice identifying ti�e 1ien. Within 10 days of the date on which that notice i5 �iven, 13orrower shall satis�y the lien or take one or more of the actions set forth above in this Section 4. Lender may require Barrawer to pay a one-time charge for a real estate tax verification and/or reportin�* service used b�� Lender in connection with thic Loan. 5. Property Insurance. Borrower shall keep the impravements naw existing or hereafter erected on the Property insured a�ainst los� by fire, hazards included within the term "extended coverage," and any other hazards includin�;, but not Iimited to, earthquake5 and floods, for which Lender requires insurance. T"his insurance shall be maintained in the amaunts (includin� deductibl� levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sei�tences can change duz the t.erxn of the- Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to d'asapprovc, Borrow�r's choice, which ri�kit shal! not be exercised unreasonably. Lender rnay require Borrower to pay, in corulection w�ith this Loar., e�ther: (a) a one-tim� charge for flood zone determination, certi£ication and tracking services; or (b) a one-time charge for f7vod zone determination and certi�cation service� and subsequent charg�� ach time remappings or similar chan�es occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Pedez Emer�ency Managem�nt Agency in connection with the revi��n� of any� flood zone detennination resulting f'rom an objection by Borrower. If Borrov��er Faila to maintain any of the covera�es described abave, Lender may obta.in insurance coverage, at Lender' s option ane� Borrower' s expense. T ender zs under no obligation to purchase a�iy particuiar type or a;z�ount of coverage. The. efore, such coverage shall cc�ver Lender, but might ar might not protect Borrower, Borrower's equity in the Praperty, ar lhe contents of'the Property, against any risk, hazard or liability and m.ialit provide greater or lesser coverage t�ian was previously in effect. Bnrrnwer acknowledges that the cost of the insurance covera.ge so obtained might significantly exceed the cost of insurance that Borrower corald have obtain�d. .Aiiy amounts disbursed by Lender under this Section S shall become additional debt of Borrower secured by this Security Instrumen��. These axnount4 shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. till insurance policies required b}� Lender and renewals of suck� nalicies shall be subiect tc� Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender sliall have the right to hold the policies and renewal certi�cates. If Lender requires, Borrower sha11 prozn�tly give to Lender all receipts of paid prcmiums and renewal notices. If F3orro��er obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mort�agec and/or as an additional loss payee. ln the event af loss, Borrower shall give prompt notic� to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower, Unless Lender and Borrower otherwise agr�c in writin�, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and re5tnration period, Lend�r sha11 have the right to hold such insurance proceeds until Lender has had an oppartunity to inspect such Property to ensure the � z3�o�� NEBRA5KA - Single �amily - Fannie MaelFreddie Mac UNIFpRM IN51'RUMENT �-6(NE) �os�� pages of 15 inu� is: Fprm 3028 1l01 �