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2oioo9��9 <br />(C) "Lender"is EQUITABLE BANK <br />I�ender is a Savi ngs Bank <br />organized and existing under the laws af TH E STAT E 0 F N E B RAS KA <br />Lender'saddressis 113-115 N LQCUST 5T PO BQX 160 GRANQ ISLAND NE 6$$D2-0160 <br />Lender is the beneficiary under this Security Instrurnent. <br />(D)"Trustet"i5 EQUITABL� BANK <br />(E) "Nnte" mean� the promissory note signed b}� Borrower and dated December 21 , 201Q <br />The Note states that Borrower owes Lender TH I RTY $EVE� THOUSAND AND 00/1D0 <br />Dollars <br />(U.S. $ 37 , 000 . Oq ) plus interest. Borrower has promised to pay tl�is debt in regular Periodic <br />Payments and to pay the debt in f'ull not later than J d n u d I^y 7. , 2016 . <br />(F) "Propert,y" means the property that is described below under the headin� "Transfer of Rights in the <br />Property. " <br />(G} "�,nan" means the debt evid.enced by the Note, plus intereat, any prepayment charges and late char�es <br />due under the Note, and all sums due under this Security Instrument, plus intcrest. <br />(H) "12iders" means all Riders to thiti Securit}� Instrunient that are executed b•� Barrower. The following <br />Riders are to be e�ecuted by Borrower [check box as applicablel: <br />� Adjustable Rate Rider ❑ Condominium Rider 0 Second Home Rider <br />�.�.. Balloon Rider � Flanned Unit Development Rider � 1-4 Faznily Rider <br />L.._.�,. VA Rider � Biweekly Payment Ride: n Other(sj [specify] <br />(�) "Applicable La��" n�ean� al] controlling applicable federal, state and local statures, re�ulations, <br />ordinances and administrative rules and orders (that have the effeci of l.aw) a� weli as all applicaUle final, <br />non-appealable ,judicial opinions. <br />(J) '°Cammunit}' Association nues, Fees, and Assessments" means ali dues, f�es, assessments and nther <br />charges that are i.znposed an Borrower or the Property by a condominium association, homeowners <br />association or sim.ilar organization. <br />(K) '�lectronic Funds Transfer" means any transfer of funds, other than a transaction ori�inated by <br />check, draft, or similax paper instrument, which i5 initiated through an �lectronic terminal, telephonic <br />instrument, computer. or magnetic tape so as to order, instruct, or authorize a financial institution tn debit. <br />or crsdit an account. Such term ineiudes, but is not Iimited to, point-of-sale transfers, automated teller <br />machine transa.ctions, transfera initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) '�scrow Items" rzaeans thase items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, awa��d af damages, or procecds paid <br />by any third party (othe; than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other takzng of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentation5 of, or omissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" mear�s insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />'�� 231011 <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUM�NT <br />�-s(N�� (0811) Page? of 15 Initials: F0�I1'1 3028 ���'� <br />� <br />