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2Uia0971� (0) 'Periodic Payment" rneans the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Inst�rument. (P) 'RESPA" means the Real Estate Settlement Procedures Act (12 CT. 5. C. Section 2601 et seq. ) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amanded from time ta time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to al] requirements and restrictions that are imposed in regard to a"federally related mort�age ioan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrpwer's obligations und�r the Note and/or this Security Instrument. TRANSFER OF RIGHTS 1N THE PROPERTY This Security Instrument secures to I.ender: (i) the repayment of the Loan, and al1 renewals, extensions and modifications of the Note; and (ii) the performance of �orrower' s covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described proparty located in the Cnunty of HALL . [7 ype of Recording ,lurisdiction] [Name of Recording Jurisdiction] LOT ONE (1), JE55ICA SUBDIVISION, HALL COUNTY, NEBRASKA Farcel ID Number: 400210622 2773 ST PAUL RD Grand Island ("Property Address"): which currently has the address o� [Street] [c,ri�, Nebraska 68801 [Zip Code] TOGETHER WI"T'H all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures naw or hereafter a part of the property. All replacements and additions sha11 alsa be covered by this S�curiCy Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. 231001 NEBRASKA - 5ingle �amily - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ,� �-s(NE) (0811) Page3 of 15 Initials: Form 3028 7/01 � � ��