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2oioo9��5 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that rnight significantly affect L,�nder's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condernnation or forfeiture, for enforcement af a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Bonower has abandoned Che Froperty, ttAen I.,ender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. I.ender's actians can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is nat limited to, entering the Property to make repairs, change locks, replace ox board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on ar off. Although Lender may take action under this Section 9, Lender does not h.ave co do so and is not under any duty ar obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions autharized under this SeCtion 9. Any amounts disbursed by Lender under this Section 9 shall becorne additional debt of Borrower secured by this Security Instrument. These amaunts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower xequesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehald and the fee title shall not rnerge unless L.ender agrees to the nnerger in writing. 1.0. Mortgage Insurance. If I,endez' required Mortgage Insurance as a conditian of making the Loan, Borrower shall pay the prerniums required to maintain the Mortgage Insurance in effect. If, for any areason, the Mortgage Insurance coverage required by Lender ceases to be available from the mo�tgage insurer that previously parovided such insurance and Borrower was required ta make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower sha11 continue to pay to I.ender the amount af the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and xetain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be nan-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall nat be required to pay Borrower any interest ar earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for th� period that Lender requires) provided by an insurer selected by L.ender again becomes available, is obtained, and Lender requires separately designated payrnents toward the prerniurns for Mortgage Insurance. If L,Qnder required Mortgage Insurance as a condition of making the L.oan and Barrower was required to make separately designated payrnents toward the premiurns for Mortgage Insurance, Borrower shall pay the pxemiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirernent for Mortgage Insurance ends in accordance with any written agreement between Barrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 1� affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses �.,ender (or any entity that purchases the Note) for certain losses it may incux if Borrower does not repay the Loan as agreed. Borrawer is not a party to the Mortgage Insurance. Mortgage insurers evaluate their Cotal risk on all such insurance in force from time to time, and may enter into agreernents with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreemenCs. These agreements may require the mortgage insurer to make payments using any source of funds that the rnortgage insurer rnay have available (which rnay include funds obtained from Mortgage Insurance premiums). NEBRASKA - 5ingle Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT �-B�NE) iosi i� Pege 8 of 15 Initials: �� Form 30�$ 7/Q9