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2010�9711 9. Parotection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Boarrower fails to perform the cavenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might signi�cantly affect L.ender's interest in the Property and/or rights under Chis Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which rnay attain pxiority over this Security Instrument or to enforce laws or regulations), or (c) $orrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/ar assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrurnent; (b) appearing in caurt; and (c) paying reasonable actorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secwred posiCion in a bankruptcy procee�ing. Securing the Property includes, but is not limited to, entering the Property to rnake repazrs, change locks, replace or board up doors and windows, drain water fram pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under t�is Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions autharized under this Section 9. Any arnounts disbursed by Lender under this Section 9 shall became additianal debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon not'tce frozn I.,ender to Barrow�r requesting payrnemt. If thrs Security Instnument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurauce. If L.ender required Mortgage Insurance as a condition of making the L.oan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insuran�e coverage required by Lender ceases to be available fram the mortgage ursurer that previousty provided such i�surance and Borrower was required to rnake separately designated payments towazd the prerniums for Mortgage Insur�nce, Borrower shall pay the premiums required to obtain coverage substantialIy equivaTent to the Mortgage Iztstu'ance previously in effect, at a cvst substantially equiva�exa:t to the casc tv Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selecte� by i.ender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shait continue to pay to Lender the amount of the separately designated payments that were due when the insuraxlce coverage ceaseci to be in effect. Lender will accept, use and retain these payments as a non-refunc3able loss reserve in lieu of Mortgage Insurance. Suctt loss reserve shall be non-refundable, notwithstasuling the fact that the Loan is ultimateIy paid in fu11, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Leander can no langer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lander requires) provided by an inswrer selected by Lender again becames available, is obtained, and [.ender requires separately designated payrnents toward the premiums far Mortgage Insurance. If Lender required Mortgage Tnsurance as a condition of making the Loan and Borrower was required to make separately designated payrnents toward the prezniums for Mortgage Insurance, Borrower shall pay the premiurns required to mauitain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such ternunation or until ternunation is required by Applicable Law. Nothing in this Section 10 affects Borrower's abligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) far certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in foz'ce from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the rnortgage insurer and the ather party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained frorn Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE► los� t1 Page 8 of 15 tnitia�s: Form 3028 1107 m � � �