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2010a9711 THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-unifarm covenants with lirnited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borxower and L,ender covenant and agree as follows: 1. Payment oY Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrovver shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayrnent charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrurnent shall be made in U.S. currency. However, if any check or other instzvment received by Lender as payment under the Note or this Security Instrument is returned to J_,ender unpaid, Lender may require that any or all subsequent payments due under the NoCe and this Security Tnstrument be made in one ar rnore of the following forms, as selected by L.ender: (a) cash; (b) money order; (c) certifie� check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal ag�ncy, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such ocher location as may be designated by Lender in accordance with the notic� provisions in Section 15. Lender m�ay return any payment or partial payment if the payrnent or partial payments are insufficient to bri.ng tl�e Loan curr�nt. Lender may accept any payment or partial payment insuf�cient to bring Che Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payznent or partial payments in the future, but Lendex is not obligated ta apply such payments at the tirne such payments are accepted. If each Periodic Fayment is applied as of its scheduled due date, then Lender need not pay interest on una�plied fiuxds. �ender may hold such unapplied funds until Borrower rnakes payrnents ta bring the Loan currez�t. If Borrower does not do sa within a reasonable period of tirne, Lender sha11 either apply such fivads or return them to Borrower. If not appli�d earlier, such funds will be applied to the outstanding principal balance under ttxe Note immediately prior to foreclosure. No offset ar clairn which Barrower rnight have now or in the future against L,ender shall relieve Borrower from making payrnents due under the Note and this Security Instnunent or performing ihe cavenants and agreemerns secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order af priority: (a) interest due under the Note; (b) principaT due under the Note; (c) amounts due uztder Section 3. Such payments shatl be appIied to each Periodic Payix�nt in the order in which it becazne due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Insttvment, and then to reduce the principal balance of the Note. If L,ender receives a payxneaaC frozn Borrower for a delinquent Periadic Payment which includes a sufficient amount to pay any late charge due, tlae payment may be applied to the delinquent payrnent amd the late charge. If more than one Periodic Payment is outstanding, T_ender may apply any payment received from Borrower to the repayment of the Periodic Payrnents if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of ane or more Periodic Payrnents, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayrnent charges and then as described in the Note. Any application af payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of th� Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for: (a) taxes and assessments and ather items which can attain priority over this Security Instnunent as a lien or encwnbrance on the Property; (b) leasehald payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by T_.ender under Section 5; and (d) Mortgage Insurance NEBRASRA - Single Family - Fannie Mae/Fraddie Mac UNIFORM INSTRUMENT �-61NE11oe��1 Pageaof 15 Initia�s: Form 3028 1/01 `�d & � J �