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2010�970U (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Sectian 3 of this Security Instrutnent. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, ar any additional or successor legislation or xegulation that governs the same subject marter. As userl in this Security Instrument, "RESPA" refers ta all requirements and restrictions that are imposed in regazd to a"federally related rnortgage loan" even if the �,oan does not qualify as a"federally related martgage loan" under RESPA. (Q) "Successor in Interest of Borrower" nneans any party tbat has taken title ta the Praperiy, whether or not that party has assumed Borrower's obligations under the Note and/or this Security IzLStrument. TRANSF�R O�' RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayznent of the I,oan, and all renewals, extensions and modi�cations of the Note; and (ii) the performance of Borrower's covenants and agreem�ts under dais Security Instrument and the Note. For this purpose, Barrower irrevocably grants and conveys to Txvstee, in trust, with power of sale, the follnwing described property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot Twenty Three (23), Block Four (4), in Replat of Riverside Acres, an Addition ta the City of Grand Tsland, Hall County, Nebraska. Parcel ID Number: 400D83523 2516 Cottonwood Rd Grand Island ("Property Addxess"): which currently has the a+�dmss c�f [�l (ciry), Neb�ask,a 688 D 1 �zqa C.c�de� TOGETHER WITH all the improvements now or hereafter erected on the properiy, and all easements, appurtenances, and fixtures now or hereafter a part of the properiy. All replacements and additions shall also be cavered by this Security Instrurn�ent. All af the foregoing is referred to in this Security Instrument as the "Praperty." B�RROWER COVENANTS that Barrower is lawFully seised of the estate her�by conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances af record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of recard. NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) (0811 � Page 3 ot 15 Initials: m Form 3028 1 /01 i , s. � . , �;��J .�