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zo�oas7o� <br />by any governmental or regulatory authority, or any private party, that any rernoval or other remediation <br />of any Hazardaus Substance affecting the Property is necessary, Borrower shall prornptly take all necessary <br />remedial actions in accordance with Environmental Law. Nothing herein shall create any abligation on <br />Lender for an Environmental Cleanup. <br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />22. Acceleration; Rernedies. Lender shall give notice to Borrower prior to acceleratian following <br />Borrower's breach of any covenant or agreement in this Secarity Instrument (but not prior to <br />acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) <br />the default; (b) the action reqaired to cure the default; (c) a date, not less than 30 days from the date <br />the notice is given to Barrower, by which the default must be cured; and (d) that failure to cure the <br />default on or before the date speci�ied in the natice may result in acceleration of the sums secured by <br />this Security Instrument and sale of the Property. The notice shall further inform Borrower of the <br />right to reinstate after acceleration and the right to bring a court action to assert the non-existence af <br />a default or any other defense of Borrower to acceleradon and sale. If the default is not cured ou or <br />before the date specified in the natice, I.ender at its option may require im�nediate payment in full of <br />a11 sums secured by this Security Instrument without further demand and may invoke the power of <br />sale and any other remedies permitted by Applicable Law. Lender shatl be endtled to collect ali <br />expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, <br />reasonable attorneys' fees and costs of title evidence. <br />If the pnwer af sale is invaked, Trustee shall record a notice of default in each county in which <br />any part of the Property is located and shall mail copies of such notice in the manner prescribed by <br />Applicable Law ta Borrower and to the other persons prescribed by Applicable Law. After the time <br />required hy Applicable Law, Trustee shall give public notice of sale to the persons and in the manner <br />prescribed by Applicable Law. Trustee, without demand on Sorrower, shall sell the Property at <br />public auction to the highest bidder at the time and place and under the terms designated in the <br />notice af sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale <br />of all or any parcel of the Prope�rty by public announcement at the time and place af any previously <br />scheduled sale. Lender or its designce may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's de�d <br />conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth <br />of the statements made therein. Trustee shall apply the praceeds of the sale in the following order: (a) <br />ta all costs and expenses of exercising the pawer of sale, and the sale, including the payment of the <br />Trustee's fces actually incurred and reasonable attorneys' fces as permitted by Applicable Law; (b) to <br />all sums securecl by this Security Instrument; and (c) any excess to #he person or persons le�gally <br />entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, T_.ex�der shal] <br />request Trustee to reconvey the Property and shall surrender this Security Instnunent and all yaotes <br />evidencing debt secured by this Security Instrument to Tzvstee. T�ustee shall reconvey the �ty <br />without warranty to the person or persons legally entitled to it. Such pearson or persons shall �ay aa�y <br />recordation costs. T_,ender may charge such person or persons a fee for reconveying the Property, but o�ly <br />if the feE is paid to a third party (such as the Trustee) for services rendered and the charging of tlae fee is <br />pernutted under Applicable I.aw. <br />24. Substitute Trustee. Lender, at its option, may from tirne to tirne rennove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrurnent recorded in the cou:nty in which this <br />Security Instrument is recorded. Without conveyance of the Froperty, the successor trustee shall succeed to <br />all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address whzch is the Property Address. <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFpRM INSTRUMENT <br />�- (11�E) (0811) Page 13 of 15 Initials: F4fm �02$ 7/07 <br />� <br />� ; . . <br />