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2oiaogs79 9. Protectian of Lender's Interest in the Prapert� and Rights Under this Security Instrument. If (a) Borrower fails to perfarrn the covenants and agreements contained in this S�curity Instrument, (b) there is a legal proceeding that might significantly affect Lender's intcrest in the Property and/or rights under tlxis Security Instrument (such as a pr��c��ding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority aver this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandaned t1�e Prop�rty, then Lender may do and pay for whatever is rcasonabl� ar appropriate to protect T.ender"s interest in thc Property and rights under this 5ecurity Instrum�nt, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. T.ender's actions can includa, but are nat limited to: (a) paying any sums secured by a lien which has priority over this S�curity Instrurnent; (b) appearing in court; and (c) paying reasonable attarn�ys' fees ta protect its interest in the Property and/or rights under ihis S�curity Instrument, including its secared position in a bankruptcy pmceeding. Securing the Praperty includes, but is not lirnited to, c.ntcring the Praperty to make repairs, change locks, replace or board up doars and wiandaws, drain wat�r from pipes, eliminate building or other code violatic�ns ox dangeraus canditions, and have utilities turned on or off. Although I.ender may take action under this Sectian 9, I,ender does not have to do so and is not under any duty Ur nbligation to do so. Tt is agreed that T.ender incurs no liability far nat taking any ar all actions authorized under this Section 9. Any arnounts disbursed by I.endcr under tlxis Sectian 9 shall become additional debt of Borrower secured by this Stcurity Instrument. 1`hese amounts shall bear interest at the Note ratc from the date af disburscrnent and shall be payable, with such interest, upon notice from T,ender to Borrawer requesting payment. If this Security Tnstrument is on a leasehold, Borrower shall cc�mply witlx all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehuld and the fee title shall not merge unless T.cnder agrecs tp th� merger in writing. lq. Motrtgage �nsurance. If Lender required Mortgage Tnsurance as a condition of making the Loan, 13orrower shall pay the par�xniums r�quired t[� maintain th� Mortgage Insurance in effect. If, for any reason, the Mortgage Insuranc� c�verage required by I.ender ceases to be available from the mortgage insurer that previously provided such insurance and Sorrower was required to make separately d�signated paymcnls toward the premiums for Mortgage Insurance, Borrower shall pay the pr�miums required [o obtain coverage suhstantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost ta Barrower af t,�e Mart�age Insurance previously in effect, from an alternate mortgagc in.surer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Barrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. T.ender will accept, use and retain these payments as a non-refundable loss r�s�rve in lieu af Martgage Insurancs. Such lass reserve shall be non-ref'undablc, nolwithstrxnding the fact that the L.oan is ultirnately paid in full, and Lender shall not be required to pay Borrower any interest or eamings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insnrance caverage (in the amaunt aand for th� period that I,ender r�yuires) provided by an insurer selected by L.ender again becomes available, is obtained, and I.ender requires separately designated payments toward the premiums for Mortgage Insurance. Tf T..ender required Mortgage Insurance as a condition of making the Loan and Borrower was required to rnake s�paratc:ly designatc:d payments toward the premiums for Mortga,ge Insurance, Borrower shall pay the premiums required to maintain Mortgage Tnsurance in effect, or to provide a non-refundable loss reserve, until L.ender's requirement for Morkgagc Insurance cnds in accardance wikh any written agre�ment t�twaen 8anraw�r and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this S�cCion 10 affects Barrower's obligation to pay interest at the rate provided in the Note. M�rtgage Insurance reimburses L,ender (or any entity that pwrchases the Note) for certain losses it may incur if Bc�rrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with at.lzer parties that shar� c�r rn�dify fheir risk, c�r reducs losses. Tlxese agreemcnts are an tcrms and c�nditions that are satisfactory ta the morigagc insurer and the other paarty (�r pariies) to these agreements.11iese agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insuarance premiums). NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNI�ORM INSTRUMENT �-6�NE) �osi i i Paqe 8 oT 1 B �nitia� : Form 3028 1I01 �f �