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2oioo9s79 Borrower shall promptly discharge any lien which has pric�rity over this Security Inst�rument unless Borrower: (a) agrees in writing to the payment of the obligatian secured by the lien in a rnanner acceptable to L.ender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or def'ends against enforcement of the lien in, legal praceedings which in Lender's apinion aperate to prevent the enforcement of the lien while thosc prUUeedings are pending, but only until such proceedings are concluded; or (c) securss from the holder of the lien an agreement satisfactory to Lender suhardinating the lien to this Security Instrument. Tf T..ender de[crmin�s that any part of the Properiy is subject to a lien which can attain prioriCy aver this 5ecurity Instrument, T.ender may give Borrower a notice identifying lhc lien. Within 10 days af the date on which that notice is given, Borrower shall satisfy the lien or take �ne ar more of the acCions set forth above in this Section 4. L.ender may require Bc�rrUw�r ta pay a one-time charge for a real estate tax verification and/or reporting service used by L.ender in connection with this T�c�an. 5, Property Insurs�nce. Borrower shall keep the improveznents now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended cover�ge," and any other hazards including, but not limited to, earthquakes and floads, far which Lender requires insurance. This insurance shall b� maintained in the amounts (including d�ductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the L.oan. The insuranc� cat�'ier providing the insurance shall be chos�:n by Borrower subject to I.ender's right to disapprove Borrower's choice, which right shall nat b� exercised unreasonably. T.ender may require Borrower Lc� pay, in connection with this Loan, citlxer: (a) a one-time charge for flood aone determinatian, certification and tracking services; or (b) a one-time charge for flood zona d�t�rrnir�,ation and certification services and subsequent charges each time remappings or similar chan�es occur whir.h reasonably might affect such d�t�rmination or certification. Borrower shall also b� respansible for the payment of any fees imposed by lh� Federal Emergency Management Agency in canner.tion with the review af any f]ood zone determination resulting fram an objection by Borrowe.r. If Borrower fails to mainlain any of the coverages described above, I,ender may obtain insurance caverage, at Lender's option and Barrawer's expense. Lender is under no obligation to purchase any particular type or amount of caverage. Therefore, such coverage shall cover I,ent�er, but might ar might not protect Borrower, Borrower's equity ux the Property, or the contents of the Property, againsk any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Barrawer acknowledges that the cost of the insurance coverage so obtained might significantly cxc.�ed th� cost af insurance that T3orrower could hav� abtained. Any amounts disbursed by T.ender under this S�ctinn S shall become additional debt nf Barrawer secured by this Security Tnstrument. These amc�unts shall bear interest at the Note rate from ihG ciate af disbursement and shall be payable, with such interesl, upan natice frorn Lender to Borrower requesting payment. All insurance paliaies required by Lender and renewals of such policics shall b� subject to L,ender's right to disapprovc such policies, 5narr include a standard mortgage claus�, and shall narne L.ender as mortgagee andJc�r as an additional loss payee. T.ender shall have the right tv hald the policies and renewal ceriificales. If Lender requires, �3orrower shall pramptly give ta I.,�ndcr all receipts of paid premiums and renewal notices. If Borrower obtains any farm c�f insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additianal lass payee. In the event of loss, Borrower shall give prompt notice to the insurance carrisr and I,ender. L.ender may make proof of loss if not made promptly by Barrower. IJnlesS Lend�r and Borrawer otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by L.ender, shail be applied to restoration or repair of the Property, if the restoration or repair is �c:anamically f�asibl� and L.ender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance procecds until Lend�r has had an opportunity to inspect such Property to ensure the NEBRASKA - Single Family - Fannie Mae/Freddi� Mac UNIFORM INSTRUMENT �-6�NE) loat t 1 PaQe 6 01 16 i��t�eig• Fvrm 3028 1I01 ��