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201U49674 (P) "IZESPA " means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additianal or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, RESPA refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even ifthe Loan does not qualify as a "federally related mortga�e loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. Transfer of Rights in the Property. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensiotts and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY [Type of Recording Jurisdiction] of Hall [Name of Recording Jurisdiction] sfr See Attached Parcel ID Number: 400349140 which currently has the address of 45 SONJA DR [Street] DONIPHAN [City], Nebraska 68832 [Zip Code] ("Property Address"): TOG�THER W ITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the properiy. All replacetnents and additions shali also be covered by this 5ecurity lnstrument. All ofthe foregoing is referred to in this Security [nstrument as the "Property." BORR�WBR CQVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Properiy against all clairns and demands, subject to any encumbrances of record. TH1S SECURITY [NSTRUMENT' combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Unifarm Covenants. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrutnentality, or entity; or (d) Electranic Funds Transfer. �] 1757307723 NEBRASKA-Single Family-Fannie Mae/Freddie Mac LINIFDRM INSTRUMENT Form 30281/tl1 VMP� Wolters Kluwer Financial Services 201D113o3.5.0.0.400220100528Y Initials: Paga 3 of 17 7