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�oi�o9s4� 9. Protection of Lender's Interest tn the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or ta enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender rnay do and pay for whatever is reasonable ar appropriate ta protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. T..,ender's actions can include, but are not limited ta: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appeaxing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, buC is not linnited to, entering the Property to make repairs, change locks, replace or board up daors and windows, drain water from pipes, eliminate building or oCher code violations or dangerous canditions, and have utilities turned on or off. Although L,�nder rnay take action under this Section 9, L.ender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any ar all actions authorized under this Sectian 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These arnounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice frorn Lender to Borrower requesting payrnent. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisians of the lease. If Borrower acquires fee title to the Property, the leasehald and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Martgage Insurance as a condition of rnaking the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reasan, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously pravid�d such insurance and Borrower was required to make separately designated payments toward che premiums for Mortgage Insurance, Borrower shall pay the premiums required ta obtain coverage substaantially equivalent to the MorCgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an altemate mprtgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower sha11 continue to pay to I.ender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. I,ender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no langer require loss reserve payments if Mortgage Tnsurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and I,Qnder requixes separately designated paymenCs toward the prenniums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirernent for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lendar praviding for such termination nr until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it rnay incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from tizne to time, and may enter into agree:ments with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. 'I'hese agreements may require the rnortgage insurer to make payments using any saurce of funds that the mortgage insur�r may have available (which rnay include funds obtained from Mortgage Insurance prerniums). t NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-B�NE►1p8ii1 Paqeaofi5 �nit�a�s: Form30�8 7/Q7 4