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201009G47 (0) "Periodic Payment" means the regularly scheduled arnount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 350�), as they might be amended from time to time, or any additional ar successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "R�SPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mo� loan" under RESPA. (Q) "Successor in Interest oF Borrower" rneans any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Tnstrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Tnstrument secures to Z..ender: (i) the repay�nt of the Loan, and all renewals, extensians and naodifications of the Note; and (ii) the perfonnance of Barrower's covenants and agre:ements under this Security Instrurnent and the Note. For this purpose, Borrower irrevc�cably gra�ats and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording rurisdiction] (Name of Recording 7urisdiction] Lot One (1), Panowicz Subdivision, in the City of Grand Island. Haii Cvun�y, Nebraska. Parcel ID Number: 400149346 2728 N Webb Rd Grand Island ("Praperty Addr�ss"): which cunrently has the address of [�t] �ciry�, Nebraska 68603 il�,r.�� TOGETHER WITH all the improvements now or hereafter ere�ted on the property, and a11 easements, appurtenances, and �xtures now ar hereafter a part of the property. All replacements and additians sha11 alsa be covered by this Security Instnunent. All of the foregoing is referred to in this Security Instrument as the "Property." BORROW�R COVENANTS that Borrower is lawfully seise� of the estate hereby c�nveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances af record. Borrower warrants and will defend generally the title to the Property against a11 claims and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ,p �-6�NE) �oai ii Page 3 of 15 i��t�eis: �1 Form 3028 1l01 � �. . , , � :' .