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201009643 9. ��rotectian of Y,ender's Interest in the Property aud Rights linder this Security Instrument. If (a) Borrowcr fails to per#'orm the cavenants and agreements conYsined in this Security Jnsixument, (b) tix�are is a lega.l proceeding that might significantl.y affect Lender's interest in the Property and/or rights under this Sec�rity Instrument (such as a proceeding in bankruptcy, probat�, fox condemuation or forfeiture, �'az' en�rnrcement of a lien which xnay attain priority over this Security �tzsttvment or to enforce laws ar rc�ilatioms), or (c) �oz'�rower has abandoned the Property, then Lender �may do and pay for whatever is reasonable or appxopriate to pxotect Lender's interest in the Property and rights umder this Security Instrument, including protecting and/or assessing the value of the Properiy, and ��*+*+g and/or repai�z'iing the Properiy_ �,ender's actions can include, but are mpt liumited to: (a) paying any swns secuxad by a Iien whick� has prionity over this Security Jnst�unent; (h) appearing in court; and (c) paying xeasonable attarneys' fees w protect its imterest in the Froperty and/pr ri.ghts under this 5ecurity Instrument, including its secured positian in a banIa�uptcy proc�eding. Securing the Property it�cludes, but is not limited to, entering the Pz'operty to ma�ce repairs, change Iocks, z or board up doors and windows, drain water from pipes, eliminate btuIding or other code violations or dangerous conditions, and have ntilitias tunaad an or off. Although Lender may take actian under this Section 9, Lender does not k�ave to do so and is not uzzder arry duty or abligation to do so. It is agreed that Lender incurs no liability for not taking any or ali actions suthorized uude�' this 5ection 9. Ar�y amounts disbursed by Lender undpr this Section 9 shall become additinnal debt of Borrower secured by this Security Instnunent These amounts sb.aJ,I haar interest at the Note rate from the date of ditsbursernent and shall be payabte, with such interest, upon. notice from Lender to Borrower requesting P��t- If this Security J.nstrument is on a leasekzold, Borrower shall comply with alI the prpvisions of tkxe lease. Lf Borrawer acquires fee title to the Praperty, the leasehold and the fae tifle shall not merge unless Lender agrees to ttze merger in writing. 10. Mo�rtgage Insurauce. If Lender required Mortgage Insurance as a condition of rnakiung the Loan, �ocrower shall pay the premiuxns required to maintain the Mortgage Sn�suxance in effect. If, for any reasan, the Mortgage Insurance covarage required by Lender ceases to be available from the mortgage ins�rer that prevznusly provided such insurance artd Borrowerr was required to rnake sepax'ately designatod payments toward the pxemiums for Mortgage Insurar�ce, Borrower shall pay the prcmiums z'eqtured to abtaia coverage substantially ec�uiva1,ent to the Mortgage Insurance previously in effec� at a cost substantially equivalent to the cost to Bor�eower of the Mortgage Insurance p�eviousIy in effect, from an alternate mortgage insurex selected by Lender. If substantiatly equivalent Martgage Insuranee coveragB is not availa6le, Borrower sha�l continue to pay to Lender the amount of tfie separately designxted paym.ents that were due when the insuran.ce coverage ceased to be in effect. Lender wilI aceept, use az�d retain tlaese payrnents as a non-refundsble loss xeserve in lieu of Mortgage Insurance. Such loss rea�rve shall be non-:refundable, notwithstanding the fact that the Loan �s ultimately paid in fu11, and Lender shall not be required to pay Borrower any interest or e,azxaixigs on such Ioss reserve. Lez�der can no longar raquire loss reserve payments if Mortgage Insuxance coverage (in the a�riount and for the period that I,ende�r requires) provided by an insurer selected by Lender again 6ecvrnes available, is obtained, and Lender reqnises separately designated payments toward the �rremiums for Mortgage J�asurance. I£ Lender required Mortgage Insurance as a condition of malang the Loan and Borrower was required to �ro.ako separateIy designated paytnents toward the prezniums £or Mortgage Insurxnce, Borrower shall pay the promiuxns required to mai�n,tain Mortgage Insura�xce in effect, or to provide a non-refundable loss reserve, untal Lender's requirem�;n.t for Mortgage Insurance ends in accordance� with any writtez� agreeu�ent between Borrower a�zd Lender praviding for such termination or until terminatian is required by Applicable Law. Nothing in this Section 14 affects Borrower's obligation to pay interest at the ratc pxovided in the Note. Mortgage Insurance rei�burses Lender (or azry entity tlxat purchases the Note) for certain losses it may incur if Borrower daes unt xepay the Loan as agreed. Bonrowcr is not a party to the Mortgage Insurance. Mortgage it�surers evaluate their total rxslc on a11 such insurance in force from titxze to time, and may enter into ag� witb other parties that share or modi�y their risk, or reduce losses. These agreetnonts are on tern�s and conditions that are satisfactory to the mortgage iuxsuxer and the o'tki:er party (or parties) to these agree�ments. These ag�reements m.�'y ;require the mortgage insurer to make paymeuts using any source of fiands tb,at the mortgage insurer may have available {which may includa fuzxds o�tained from Mortgage Tansurain.ce premiu�s). ' 7111203886 NEBRASKA - Single Famlly - Fannle MaelFreddie Mac UNIFpRM INS7RUMEN7 �-6A(NE7taato� �Q.sor�b rnnia . FormS028 1101