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2Q1�09643 Borrower shall pronaptly discharge any tien which has priority over this Sacurity Instrument unless Borrower: (a) agrees in writing to the payment of the obIigation secured by the l�en in a manner acceptahle tv Le�dex, but only so long as Bnrrow�r is perforrnin� such agreement; (b) contests the lieu in good fairh by, or defends against �nforcement of the lien in, lega,l pxoceedings which in Lender's opinion op�rate to prevent the enforcement of the Iien while those proceedings are pending, but only ur�tril such proceedings a�re concluded; or (c) sccuxes fra:nn tho balder of the lien an agrecment satisfactory to X.ender subordinating the liez� to this Secuxity �a.stranxen�t. Sf Lender determines tha.t any part of the Property is subject tp a lien which can attain priority over this Secur'rty Instrument, Lender may give Borrower a notice identifying the lien. Within lU days of the date on which that notice is given, Borrower shall satis£y tti.e lien or take one or mare of the actions set forth above in this Section 4. Lender rnay req�ire Sorrower to pay a one-t�ixne cF�arge fox a real estate ta�x verification and/or reportang se�rvice used by Leude�r in conu�eotion wirh this S.oan. 5. Property Insurance. Sorrovcrer shall keep the improvements n.ow exi.stimg or hereafter crected on the Property insured against loss by ;Fire, hazards included wztxxin tk►e term °extended coverag,e," and any other hazards including, but not limited to, earkt►quaEtes and fioods, far which Leztder requires znsurauce. This insuran�e shall be maintained in the amounts (inctuding deductible lovels) and for the periods tb.at Lender requir�,s. 'What Lender requires puarsuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borr�wer subject to Lender's right ta disapprove Borrowex's choice, which right shall :not be exercised unreasonably. Lender may require Borrower to pay, in GOIUICCCIIIQA WILtI �113 LO�II either: (a) a ane-time charge for flood zone determination, certiffcation and trackiz�g services; or (b) a ona-time charge for fiood wne determination. and certification services and subsequent charges each time remappings or similar changes accur which reasrnaably Aai�ht aff'�ct such clattermination or certification. Bazxowe:r shall also be respo�asible for tkxe paytnent of any fees i�xxposed by the Federal Bmergency Mauagenaez�.t Agency in aonuo,action witb the reviaw of any flood zone determinatian resulting from an objection by Borrawer. If Borrower fails to maintain any of the coverages dcscribed above, Lender may abtain insurance coverage, at Lendcr's option and Borrower's expense. Lender is under no obligation ta purchase any particular type or aznount of coverage. T'herefore, such covexage shall cover Lende;r, but mdght or might not prarect Borrowex, Borrower' s equity in the Property, or the conteents of the P:roperty, a�ainst any risk, hazard or liability aud might provic3e greater or fesser coverage than was previously in effect. Borrower ac�ar�awledgcs that the cost of the �nsurance coverage sa obtaiued might significantly exceed tb.e cost af insurance that Borrower could have obta.ined. Any amounts disbursed by Lender under this Section S shall becorne additional debt o£ Hoxxower secured by this Sacurity Instrument. These amonnts shall bear intarest at the Note rxte from the date of disbursement and shall be payable, with such interest, upon notice from Lender tp Borrower requesting payment. Ail insurauce policies requized by I.eudex and xenervals of such polici� shall be subject to Lender's right to disapprove such policies, shall include a staudard tnartgage clause, aud sha11 n�ne Lender as naortgagee aad/or as an additiozzal loss payee. L�nder sha�l have the right to hold the policies and renewal certificates. If Lendcr requires, Boxrovve�r sb.all proznptIy give to Lender ail receipts of paid premiums and renewal notices. If Sorrower obtains any form af insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Praperty, such palicy shall znclude a standard mortga$e clause azad shall name Lender as mortgagee and/or as an additional loss payee. Jn t,he cvent of loss, Borrower sb,al,l gi.ve proznpt uotice to the iunsurance carrier and Lender. Lender may make proof of loss if not made pronaptly by J�oxz'ower. Unless Lender and Borrower atheiwise agree in writing, any insurance proceeds, whetlzer or not the underlying insurance was required by Lender, shall be applied to restozatiaax or repaur of the Property, if the restoration. or repair zs eco;nvzz�ucally feasible and Lendex's security is noi lessened During such repair and restoration period, Lendear sha11 have the right to hold suc� 'z.usurazxce proceeds until Lender b.as had an opportunity to inspect such Property to ensure the 7111203886 NEBRASKA - S7rtgtc+ Famlly - Fannla MaelFreddle Mac UNlFORb1 INSTRUMENT i �-6A�NE)�asto� Pao.sotis Form3028 9l01