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� 2oioo9si4 TRANSFER OF RIGH7S iN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modificatians of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevacably grants and conveys to Trustee, in trust, with power of sale, the follawing described property located in the County of Hall : [7ype vf Recording Jurisdiction] [Name of Recording Jurisdiction] Lot Twenty-four (24), Regency by the Green Subdivision in the City of Grand Island, Hall County, Nebraska. which currently has the address of 2410 Santa Fe Cir. [Street] Grand Island , Nebraska 68801 ("Property Address"): [City] [Zip Code] TOG�THER WITH all the improvements now or hereafter erected on tlae property, and all easements, appurtenances, and fixtures now or hereafter a pazt of the properiy. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrurnent as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniForm covenants with limited variations by jurisdiction to constitute a uniform security instrument cavering real property. NEBRASKA- Single Family - FannieMaelFreddieMac UNIFORM INSTRUMENT Form 3028 7/01 Laser Forms Inc. (800) 44&3555 LFI#FNMA3028 4/02 Page3 of 13 Illltlal .