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�r 201009613 (D) "Trustae" is CENTRIS FEDERAL CREDIT UNION,343 N 114TH STREET OMAHA, NE 68954 (E) "Note" means the promissory note signed by Borrower and dated December 13th, 209 2010 . The Note states that Borrower owes Lender THIRTY TWO 7HOUSAND AND NO/100 Dollars (U.S. � 32AOO.OU ) plus interest. Borrower has pramised to pay this debt in regular Peri�dic Payments and to pay the debt in full nat later than January � st, 2029 • (F) "Property" means the praperry that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Nate, plus interest, any pcepayrnent charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrurnent that are executed by Borrower. The following Riders are to be executed by B�rrower [check box as applicable]: [] Adjustable Rate Rider [] Condominiurn Rider [� Second Home Rider [] Balloon Rider � Biweekly Payment Rider 0 1-4 �'amily Rider [] Other(s) [specify] 0 Planned Unit Development Rider (I) "Applicabl� Law" means all cantrolling applicable federal, state and lacal statutes, regulations, ordinances and adrninistrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges thac are imposed on Borrower or the Praperty by a condominium association, homeowners associatinn or similar arganization. (K) "Electronic Funds Transfer" means any transfer of funds, ather than a transaction originated by check, draft, ar similar paper instrurnent, which is initiated through an electronic terminal, telephonic instrument, computer nr rnagnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not lirnited to, point-of-sale transfers, autornated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Ttems" means those items that are described in Sectiun 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award af darnages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage ta, or destruction of, the Pr�perty; (ii) condemnation or ather taking of all or any part of the Praperty; (iii) canveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/�r condition of the Property. �$�$K1� — Single Family -- Fannie MadFreddie Maa UNIPORM INSTAUMENT Furm 3D28 1 GCC - G3028-02 (09/Ol) (Page 2 of 19) Initial • �y