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�010�9��1
<br />Barrawer shall promptly discharge any licn which has priarity over this Security Instrument unlc:ss
<br />Borrower: (a) agrees in writing to the paymenk af the ahligation secured by the lien in a manner acceptable
<br />to Lender, but only so long as Bc�rrower is perfarming such agreement; (b) contests thc lien in gaad faith
<br />by, or defcnds against enforcement of the lien in, legal proceedings which in Lender's opinion operate to
<br />prevent the enforccment of the lien while those proceedings are pending, but only until such proceedings
<br />arc conc;luded; ar (c) secures from the holder of lhe lien an agreem�nt satisfactory to L.ender subordinating
<br />the lien [o this S�curity Instrument. Tf Lender determines that any part Uf the Property is subject to a lien
<br />which can attain priority over this Security Instrumenl, I.�nder may give Borrower a notice identifying the
<br />lien. Within 1Q days of the date on which that notice is given, Borraw�r shall satisfy the lien or take one or
<br />more of the actions set forth above in this Section 4.
<br />Lender may require Sorrower to pay a Une-lim� charge for a real estate tax verification and/or
<br />repcarting service used by I.ender in connection with this Laan.
<br />5, Property Insurancc. Borrower shall keep the improvements now existing or hercaftEr erected on
<br />the Property insured agaianst loss by fire, hazards included within the term "extended coverage," and any
<br />other hazards including, but not limited to, earthquakes and floods, fbr which Lender requires insurancc.
<br />'1`his insurance shall b� rnaintained in the amounts (including deductible levels) and for the periods that
<br />T..ender requires. Wha[ I,endear requires pursuant to the preceding sentences can change during the term of
<br />the T.oan. The insurance carrier providing the insurance shall be chosen by �orrower subject to Lender's
<br />ri$ht to disapprove Borrowar's chaice, which right shall nat be exercised unreasonably. T.,ender may
<br />require Borrower to pay, in cannection with this L.aan, either: (a) a one-time charge for flood zone
<br />determination, certification and Cracking services; or (b) a one-time charge for flood zone determination
<br />and certification s�rvices and subsequent charges each time remappings or similar changes occur which
<br />r�asanably might affect such determination or certification. Sorrower shall also bc respUnsible far tbe
<br />payrnent of any fees imposed by the Federal Emergency Management Agency in cannectian with the
<br />review of any flood zone determination resulting from an objectian by Boxrawer.
<br />If Borrower fails to maintain any of the covcrages d�sc.rit�d abc7vc, I,ender may obtain insurance
<br />coverage, at L.ender's option and Borrower's expense. I,ender is under na abligation to purchase any
<br />particular type or amount of coverage. Therefore, such coverage shall cover L,ender, but might or rnight
<br />nat pratect Borrower, Borrower's equity in the Property, or the contents of the Praperty, against any risk,
<br />hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower
<br />acknowledges that the cost of the insurance coverage so obtained might significantly �xceed th� cpst af
<br />insurance that Borrower could have obtained. Any amc�unts disbursed by I.,ender under this Section 5 shall
<br />become additional debt af Banrowcr securcd by this Sec:urity Inst�rument. These arnounts shall bear interest
<br />at the Note rate from th� aat�. of disburs�ment and shall be �ayabls, with such interest, upan notice from
<br />T.ender to Borrower requ�sting payment.
<br />All insurance policies required by Lr:nder and renewals �f such policies shall be subject ta I.ender's
<br />right to disapprove such policies, shall includc a standard mortgage clause, and shall name I,cndcr as
<br />mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal
<br />certificates. Tf T.,ender requires, Borrower shall promptly give to Lender all receipts of paid premiums and
<br />renewal notices. Tf Borrower obtains any form of insurance coverage, not othcrwise required by Lender,
<br />for damage to, or destruction nf, the Prap�rty, such policy shall includc a standard martgage claus� and
<br />shall nam� L�nde.r as mortgagee and/or as an additional loss payee.
<br />In the event af loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender
<br />may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree
<br />in writing, any insurance proceeds, whether or not the underlying insurance was required by I.ender, shall
<br />be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and
<br />Lender's security is not lessened. puring such repair and restoration period, T.ender shall have the ri�ht to
<br />hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the
<br />NEBRASKA - 5ingle Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT `",
<br />�-8(NE) �naii� Paqn6of 15 i��t�ei8: Form 3028 1/01
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