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<br />unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control,
<br />7. Preservation, Maintenance and Protecrion of the Pruperty; Inspections. Borrower shall not destroy, damage a•
<br />impair the Property, allow the Property to deteriorate or commit waste an the �'roperty, Whether or not Borrower is residing in
<br />the Property, Borrowcr shall maintain the Property in ordcr to prevent the Property from deteriorating or decreasin� in value
<br />due to its condition. Unless it is dctcrmined pursuant to Sectian 5 that repair or restoration is not economically feasible,
<br />Borrow�r shall promptly repair the Property if damaged to avoid further deterioratian or damage. If insurance or condemnation
<br />procecds arc paid in cannection with damage to, ar the taking of, the Aroperty, Borrower shall be responsible for repairing or
<br />restoring thc Property only if I.ender has released proceeds for such purposes. Lender may disburse proceeds for the repairs
<br />and restoration in a single payment or in a series of progress payments as the work is completed. If the insurane� or
<br />condemnation proceeds are not sufficient to repair or restore the Property, Borrower is nat relieved ofBorrower's obligation for
<br />the completion of such repair or restoration.
<br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause,
<br />Lender may inspect the interior of the impravements on the Property. Lender shall give Borrower notice at the time of or prior
<br />to such an interior inspection specifying such reasonable cause.
<br />8. Barrawcr's Laan Application. Borrower shall be in default if, during the Loan application process, Borrowcr or
<br />any persons or entities actin� at the direction of Borrower or with Borrower's knowledge or conscnt gave materially false,
<br />misleading, or inaccurate infarmation or statements to I,ender (or failed to provide Lender with material informatian) in
<br />connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's
<br />occupancy of the Praperty as Borrower's principal residence.
<br />9. Protection of I,ender's Interest in the Property and Rights Under this Seturity lnstrument. If (a) Borrower
<br />fails to perform the covenants and agrcements contained in this Security Instrument, (b) there is a legal proceeding that might
<br />signi�cantly affect I,ender's interest in the Property and/or rights under this Sccurity lnstrument (such as a proceeding in
<br />bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority ovcr this Security
<br />Instrument or to enforce laws or regulations), or (c) Borrower has abandaned the Property, then Lender may do and pay for
<br />whatever is reasonable or appropriate to protect Lender's inierest in the Property and rights under this Security Instrument,
<br />including protecting and/or assessing the value of the Property, and securing and/or repairin� the Property. Lender's actions can
<br />include, but are not limited to; (a) p�ying any sums s�cured by a lien which has priority over this Security instrum�nt; (b)
<br />appearing in court; and (c) paying r�asonable attorneys' fees to protect its interest in the Property and/or rights under this
<br />Security Instrument, including its secured position in a bankruptcy proceeding, Securin� the Property includes, but is not
<br />limited to, entering thc Property to makc repairs, change lacks, replace or board up doors and windows, drain water fram pipes,
<br />eliminate buildin� or other code violations or dangerous conditions, and have utilities turned on or aff. Althaugh C,ender may
<br />take action under this Scction 9, Lendcr docs not have to da so and is not under any duty or obligation to do so. lt is a�reed that
<br />Lender incurs no liability for not taking �tny or all actions authorized undcr this Section 9.
<br />Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this
<br />Security lnstrument. These amounts shall bear interest at the Note rata from the date of disburscment and shall be payable, with
<br />such interest, upon notice from Lender to Borrower requesting payment.
<br />lf this Sccurity Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. Borrawer
<br />shall not surrender the leasehold estate and interests herein conveyed or terminate or cancel the ground leasa. Borrower shall
<br />not, withoirt the express written consent of Lender, alter or amend the ground lease. If Borrower acquires fee title to the
<br />Pro�erty, the leasehold and the fee titl� shall not mergc unless Lender agrees to the merger in writing.
<br />10. Mort�age Insurance. If Lender required Mortgage Insurance as a condition of makin� the Loan, Borrower shall
<br />pay the premiums required to maintain the Mortgage Insurancc in effect. If, for any reason, the Mortgage insurance coveragc
<br />requircd by Lender ceases to be available fram the mortgage insurer that praviously provided such insurance and Borrower was
<br />required to make separately desi�nated payments toward thc premiums for Mortgage Insurance, Borrower shall pay the
<br />premiums required to obtain covcragc substantially equivalent to the Mortgage Insuranca prcviously in effect, at a cost
<br />substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage
<br />insurer selected by Lender. [f substantially equivalent Mortgage Insurance coverage is not available, Borrow�r shall continue to
<br />pay to Lendar thc amount of thc scparately designated payments that were due when the insurance coverage ceased to be in
<br />effect, Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurancc. Such
<br />loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be
<br />required to p�y Borrower any interest or earnings on such loss reserve. Lender can no lon�er require loss reserve payments if
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM IIVSTRUMENT
<br />�v 338.2 Pagu 6 of 12 Form 3028 1/Ol
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