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<br />in the entity (known as the "Loan Servicer") that collects Pcriodic Payments due under the Note and this Security Instrument
<br />and performs other martgage laan servicing obligations under the Note, this Security Instrument, and Applicable Law. There
<br />also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, f3arrower will be given written notice of thc change which will state thc name and address of the ncw Loan Servicer,
<br />the address to which payments should be made and any oth�r information RESPA requires in connection with a notice of
<br />transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other chan the purchaser of the
<br />Note, the mortgage loan servicin� obligatians to Borrower will remain with the Loan Servicer or be transferred to a successor
<br />Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchascr.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual liti�ant
<br />or the member of a class) that arises from the othcr party's actions pursuant to this Security Instrument or that alleges that the
<br />other party has breached any provision af, or any duty owed by reason of, this Security lnstrument, until such Borrower or
<br />Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) af such alleged
<br />breach and afforded the othcr party hereta a reasonable period after the giving of such notice ta take corrective action. If
<br />Applicable Law provides a time period which must elapse before certain action can be taken, that tima period will be deemed
<br />to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to $orrower pursuant
<br />ta Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and
<br />opportunity to take corrective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this 5ection 21: (a) "Eiazardous Substances" are those substances dafincd as
<br />toxic or hazardous substanc�s, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene,
<br />other flammable or toxic petraleum products, toxic pesticides and herbicides, volatile solvents, matcrials containing asbestos or
<br />formaldehyde, and radioactiv� materials; (b) "�nvironmantal Law" means federal laws and laws of the jurisdiction where the
<br />Praperty is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a
<br />condition that can causc, contribute to, or otherwise trigger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, dispasal, storage, or release of any Hazardous Substances, or
<br />threaten to release any Hazardous Substances, on or in the Property. fiorrower shall not do, nor allow anyone else to do,
<br />anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental
<br />Condition, or (c) which, due to the presene�, usc, or release of a Hazardous Substance, crcates a condition that adversely
<br />affccts the value of the Properky. The preceding two sentences shall not apply to the presence, use, or storage on the Property of
<br />small quantitics af Hazardous Substances that are generally recognized to b� appropriate to normal residential uses and to
<br />maintenance ot the Property (including, but not limited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any invcstigation, claim, demand, lawsuit or other action by
<br />any governmenCal or rcgulatory a�ency or privatc party involving the Property and any Hazardous Substance or Environment�l
<br />I�aw of which Barrower has actual knowled�e, (b) any Environmental Condition, including but not limited ta, any spilling,
<br />lcaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the pr�scnce, use
<br />or releasa of a Hazardous Substance which adveraely affects the value of the Property. If Borrower learns, or is natitied by any
<br />govcrnmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance
<br />affecting the Property is necessary, Borrower shall promptly take all nec�ssary remedial actions in accordance with
<br />Environmental Law. Nothing herein shall create any obligation on Lender far an Environmental Cleanup.
<br />NUN-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />22. Accelerution; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's
<br />breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless
<br />Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default;
<br />(c) a date, not less than 30 days 1'rom the date the notice is given to Barrower, by whieh the default must be cured; and
<br />(d) that failure to cure the default on or before the date speci�ed in the notice may result in acceleration of the sums
<br />secured by this Security Instrument and sale of the Froperty. The notice shall further inform Borrower of the right to
<br />reinstate after acceleration and the right to bring a court actian to assert the non-existence of a default or any other
<br />defense of Borrower to acceleration and sale. If the default is not cured on or before the date speci�ed in the nptice,
<br />Lender at its uption may require immediate payment in full of all sums secured by this Security Instrument without
<br />further demand and may invoke the power of sale and any other remedies permitted by Applicable I,aw. Lender shall
<br />NEBRASKA--Singla Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />� 33R.2 Page 10 of 12 Furm 3U28 1/O1
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