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2o�ao95s3 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. Tf (a) Borrower fails to perform the covenazxts and agreements contained in this Security Instrument, (b) theare is a legal proceeding that might significantly affect Lender's intet'est in the Property and/ot rights under this SecuriCy Instrument (such as a proceeding in bankruptcy, probate, for condemnacion or forfeiture, for enforcernent of a lien which may attain pri.ority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instnunent, including protecting and/or assessing the value of the Property, and securing and/or repairing the PropeRy. L.ender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrurnent; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect zts interest in the Property ar►d/vr rights under this Security Instrument, including its secure� position in a bank�nxptcy proceeding. Securing the Property includes, but is not limit�d to, entering the Property to rnake repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actians authorized under this Section 9. Any amounts disbursed by Lender under this Sectian 9 shall become additional debt of Banower secured by this Secu�ty Instrument. These arnounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lexider ta Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with a11 the provisions of the lease. If Borrower acquires fee title to tkae Fropercy, the leasehold and tta� fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Tnsurance. If Lendex required Mortgage Insurance as a condition of malang the Loan, Borrnwer shall pay the premiums required ta rnaintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance caverags required by Lender ceases to be available from the mortgag� iaasurer that previously pravided such insurance and Barrower was required to rnake separately designated payments tovvard the prerniums for Mortgage Insuran,ce, Borrower shall pay the premiums required ta obtain coverage substantially equivatent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrawer of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by L,ende�r. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to L.ender the amount of the separately designated payments th:at were due when the insurance coverage ceased to be in effect. L.ender will acce°pt, use and retain these payxnenCs as a non-refundable loss reserve in lieu of Mortgage Insurance. Such lass reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lendear shall not be required to pay Borrower any interest ar earnings on such loss reserve. I,ender can no longer require loss reserve payments i�' Mortgage Tnsurance coverage (in the amaunt and for the period that I.end�r requires) provided by an insux'er selected by Lender again becam�s available, is obtained, and L.ender requires separately designated paytnents toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make sepazately designated payznents toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agrcement between Borcower and Lender providing for such termination or unCil ternunation is required by Applicabl� Law. Nothing in this Section 10 affects Borarower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Nate) for certain losses it may incur if Borrower does not repay the L.oan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force frozn time to time, and rnay enter into agreements �vith otl�er parties that share or rnodify their risk, or reduce losses. These agreem�nts are on terms and c�nditions that are satisfactory to the mortgage insurer and the ather party (or parties) to these agreements. These agreements may require the martgage insurer ta make payments using any source of funds that th.e moRgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannia MaelFreddie Mac UNIFORM INSTRUMENT �-B�NE) Ios � � 1 Page 8 of 15 �n�t�a�s: Form 3028 9/U 7 � � , ..� � , S , { �''i �' �' •►