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201 0095�� <br />acceleration has occurred, reinstate as provided in Section 19, by causing the action ar proceeding to be <br />dismissed with a ruling that, in Lez�der's judgment, precludes forfeiture of the Property or other ma,terial <br />irnpairment of Lender's interest in the Property or rights under this Security Instnunent. T'he proceeds of <br />any awazd or claim for darnages that are atcributable to the impairment of Lender's interest in the Property <br />are hereby assigned and shall be paid to Lender. <br />All Miscellaneaus Proceeds that are not applied to restoratian or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for <br />payment or tnodi�cation of amortization of the sums secured by this Secur�ty Instnunent granted by Lender <br />to Borrower or any Successor in Interest af Barrower shall not aperate to release the liability of Borrower <br />or any Successors m Interest of Bonower. Lender shall not be required to commence proccedmgs against <br />any Successor in Interest af Borrower or to refuse ta extend tirne for payXnent or otherwise madify <br />amortization of the sums secured by chis 5ecurity Instrument by reasan af any demand made by the original <br />Borrower or any Successors in Interest of Borrow�r. Any farbearance by Lender in exercising any right or <br />remedy including, without limitation, Lender's acceptance of paym�nts from third persons, entities or <br />Successors in Interest of Borrower or in amounts less than the arnount then due, shall not be a waiver of or <br />preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Ca-signers; Successors and Assigns Boand. Borrower covenants <br />and agrees that Bonrower's obligations and liability shall be joint and several. However, any Borrower who <br />CO-S1�IlS T111S Security Instrurnent but does not execute the Note (a "co-signar"): (a) is co-signing th.is <br />Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the <br />tern� of this Security Instnunent; (b) is not p�rsonally obligated to pay the sutt�s secured by this Security <br />Instnunent; and (c) agrees that Lender and any other $orrower can agree to extend, modify, forbeaz or <br />make any accornrnodations with regard to the terms of this Security Instrun�ent or the Note withaut the <br />co-signer's consent. <br />Subject to the provisi,ox�s O� SBGkLpIl 1$, any Successor in Interest of Borrower wha assuines <br />Borrawer's obIigations under this Security Instrument in writing, and is approved by Lender, sha11 vbtain <br />all of Harrower's rights and benefits vnder this Security Instr�ur�nt. Borrower sharll not be released from <br />Borrower's obligatioxTS and Iiability under this Security Instrument unless Lender agrees to such reiease in <br />writing_ 'FI�e covenants and agr�ts of ttsis Security Tnstn�t shal! bind (eacept as provided in <br />Section 2D) and be,�e�t the svc�.sars aad assigns of Lencler. <br />l4. Lo�a C6ar�c. I„ender may charge Borrower fees for services perforn� in car�ectian with <br />Barrower's d��tt, fo� th� pvrpose af protecting Lender's interest in the Praperty and rights uasder this <br />Security Instrurn�x�t, ia�luding, but �t lirnitad to, attarneys' fees, property inspection and valuation Fees. <br />In regard to any other f�s, the absence of express authority in this Security Instrurnent to charge a speci�c <br />fee to Borrower shall not be construed as a prohibition on the charging af such fee. Lender may not charge <br />fees that are ezpressly prohibited by this Security Instrurnent or by Applicable Law. <br />If the Loan is subject to a law which sets maximum laan charges, and that law is finally interpreted so <br />that the interest or other loan charges collecCed or to be collected in connectian with the Loan. exceed the <br />pernutted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted <br />lirnits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal <br />owe� under the Nate ar by rnaking a direct payrnent to Borrower. If a refund reduces principal, the <br />reduction will be treated as a partial prepayment without any prepayrnent chaz'ge (whether or not a <br />prepayrnent charge is provided far under the Note). Borrower's acceptance of any such refund made by <br />direct payrnent to Borrower will constitute a waiver of any right of action Borrower rnight have arising out <br />of such overcharge. <br />15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument <br />must be in writing. Any notice to Borrower in connection with this Security Instrurnent shall be deemed to <br />have been given to Sorrower when rnailed by first class nnail or when actually delivered to Borrower's <br />notice address if sent by other means. Notice to any one Borrower shall constitute notice ta all Borrawers <br />unless Applicable La�uv expressly requires otherwise. 'I7�e notice address shall be the Property Address <br />unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly <br />notify I.,ender of Borrower's change of address. If L.ender specifies a procedure for reporting Borrower's <br />change of address, then Borrower shall only report a change of address through that specified procedure. <br />NEBRASKA - Singie Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT ^� <br />�-B�NE) (0811) Page 10 of 15 inir i�'� Form 3028 7/07 <br />� <br />� 71 � t i �� �} .� � � � <br />