201009558
<br />shall remain fully effective as if no acceleration had occuxred. However, this right ta reinstate shall not
<br />apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instrument) can be sold one or more times without prior notice to
<br />Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Periodic Payzn.ents due under Che Note and this Security Instrumcnt and performs other mortgage loan
<br />servicing obligations under the Note, this Security Instrument, and Applicable �,aw. There also might be
<br />one or more changes af the Loan 5ervicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Sez�vicer, Borrower will be given written notice of the change which will state the name and address of the
<br />new I.oan Servicer, the address to which payments shauld be made and any other information RESPA
<br />requires in connecCiot� with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is
<br />serviced by a J.aan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />assumed by the Note purchaser unlsss atherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, jain, or be joined to any judicial action (as either an
<br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this
<br />Security lnstrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />reason of, this Security Instrument, until such Borrower or Lender has notified the ather party (with such
<br />notice given in compliance with the requirements of Sectian 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after th.e giving of such notice to take corrective action. If
<br />Applicable Law provides a time period which must elapse befare certain action can be taken, that time
<br />period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and
<br />opporiunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant to Section 18 shall be dee�xaed to satisfy the notice and opportunity to take corrective
<br />action pravisions of this Section 2Q,
<br />21.. Hazardoas Sabstances. As used in this Section 21: (a) "Hazardous Substances" are those
<br />substances defined as toxic or hazardous substances, pollutants, ar wastes by Environmental Law and the
<br />following substances: gasoline, kerosene, other tlannnnable or toxic petroleum praducts, toxic pesticides
<br />and herbicides, volatile solvents, rnaterials containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "�nviranmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety pr environmental pmtection; (c) "Environrnental Cleanup" includes any response
<br />actian, remedial action, or removal action, as defined in Environrnental Law; and (d) an. "Bnvironmental
<br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environrnental
<br />Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, ar threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environnaental
<br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
<br />Haza�rdous Substance, creates a condition that adversely affects the value of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to
<br />rnaintenance of the Property (including, but not lirnited to, hazardaus substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit
<br />or other action by any governmental or regulatory agency or private party involving the Property and any
<br />Hazardous Substance or Environmental Law of which Borrower has actua� knawledge, (b) any
<br />Environmental Condition, including but not limited Co, any spilling, leaking, discharge, release or threat of
<br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified
<br />NEBRA$KA -$ingle Family - Fannie Mae/Fraddie Mac UNIFdRM INS7FtUMEN7
<br />�-BINE) loa�il Paae �2 of �5 i�mais: � Form 3028 1/09
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