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201009527 (D) "Trustee" is C�NTRIS FEDERAL CREDIT UNION,343 N 11�4TH STREET OMAHA, NE 68154 (E) "Note" means the promissory note signed by Borrower and dated December 20th, 201 2010 .'I'he Note states that Borrower owes Lender SIXTY THOUSAND EIGHT HUNDREC7 AND NO/100 Dollars (U.S. $ 60,800.00 ) plus interest. Barrawer has promised to pay this debt in regular Periodic Payments and to pay the debt in full nat later than January 1 st, 2041 . (F� "Property" means the property that is described below under the heading "Transfer of ltights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayrnent charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider C] Balloon Rider C] Biweekly Payment Rider 0 1-4 Family Rider � Other(s) [specify] � Planned Unit Development Rider (T) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" rneans all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transactian originated by check, draft, or similar paper instrument, which is initiated thraugh an electronic terminal, telephonic instrurnent, computer or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, autornated teller machine transactions, transfers initiated by telephane, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnatian; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. �BR.dIS� -- Single Family — Fannie MrelPYcddie Mrc Uf11FORM INSTRUMENT Form 3028 1l01 � GCC - G3D28-02 (09/Ol) (Page 2 of 19) Inftlals: �_,,,