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��. 2oioo949� 18. Fareclosure Procedure. If Lender requires immediate payment in full under paragraph 9, Lender may invake the power of sale and any other rernedies permitted by applicable law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies under this paragraph 18, including, but not limited to, areasonable attorneys' fees and costs of title evidence. If the power af sale is invoked, Trustee shall record a natice af default in each countS� in which any part of the Property is located and shall mail copies of such notice in the manner prescribed bv applicable law to Borrower and to the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public norice of sale to the persons and in the manner prescribed by applicable law. Trustee, withaut demand on Borrower, shall sell the Property at public auction to th� highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale af all or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. If the I.�ender's interest in this Security Instrument is held by the Secretary and the Secretary requires immediate payment in full under Paragraph 9, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage Foreclosure Act of 1494 (" Act") (12 U. S. C. 3751 et seq. ) by requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this Paragraph 18 or applicable 1$w. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee' s deed conveying the Property. The recitals in the Trustee' s deed shall be prima facie evidence of the truth af the statements made therein. Trustee shall appl�� the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee' s fees actually incurred, nat to exceed 5. 000 %af the principal amount nf the note at the time af the declaration af default, and reasonable attorneys' fees as permitted by law; (b) to all sums secured by this Security Instrument; and (c) any excess to the persan or persons legally entitled to it. 19. Reconve,yanee. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security instrument i5 recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties confezred upon Trustee herein and by applicable law. 21. Request for Notices. Bozrower requests that copies of the notices of default and sale be sent to Sorrower' s address which is the Property Address. 22. Riders to this Security Instrument. If one or mare riders are executed by Sorrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall aznend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. � Condominium Rider � Growin� Equity Rider 0 Other [specify] � Planned Unit Development Rider [] Graduated Payment Rider 0451019798 4l96 FHA �eed of Trust-NE r{ p� VMP4R(N� (0808) VMP � Wolters Kluwer Financial Services �) L� Page 7 of 9