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2410094 9. Protection of Lender's Interest in the Property and Kights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instnunent (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enfarcement of a lien which may attain priority over this Security Instruznent or to enfarce laws or regulations), or (c) Borrawer has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interesC in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing a�ad/vr repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over thzs Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/ar rights under this Security Instrument, including its secured pasition in a banl�uptcy procceding. Securing the Properiy includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water frorn pipes, elirninate building or ocher code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this 5ection 9, Lender does not have ta do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability far not taking any or all actians authorized under this Section 9. Any aamounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instniment. 'These amounts shall bear interest at the Noce rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower raquesting payment. If this Security Tnstrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the rnerger in writing. 10. Mortgage Insurance. If L.ender required Mortgage Insurance as a conditian of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reasan, the Mortgage Insurance coverage required by Lender ceases ta be available from the rnortgage insurer that pz'eviously provided such insurance and Borrower was required to make separately designated payments toward the prerniunns for Mortgage Insurance, Bonower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrawer of the Mortgage Insurance previously in effect, frozn an alternate mortgage insurer selected by T.exider. If substantially equivalent Mortgage Insurance coverage is not available, Bonower shall continue to pay to Lender che amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. L.ender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be nan-refundable, notwithstanding the fact that the I.,oan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payrnents if Mo�tgage Insurance caverage (in the amount and for the period that Lender requires) provided by an insurer selected by L,ender again becomes available, is obtained, and I.ender requires separately designated payments toward the premuums for Mortgage lnsurance. If Lender required Mortgage Insurance as a canditian of making the Loan and Borrower was required to make separately designated payments toward th.e premiums for Martgage Tnsurance, Barrower shall pay Che premiums required ta maintain Mortgage Insurance in effect, or to provide a nan-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and I.ender providing for such ternunation or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrawer's obligation to pay interest at the rate provided in the Note. MorCgage Tnsurance reimburses Lender (or any entity that purchases the Note) for certain losses it rnay incur if Borrower does not repay tt�e Loan as agreed. Borrower is not a party to the Martgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force frorn time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the rnortgage insurer and the other party (or parties) to these agreements. These agreements znay requir� the mortgage insurer to make payrnents using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiwns). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) roat tl Paga 8 of 15 Initiels: Form 3028 7l01 � i� e yl ii v,,