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241409493 PLANNED UNIT DEVELOPMENT RYDER TWIS PLANNED UNIT DEVELOPMENT RIDER is made this 17th day of December 201U , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "5ecurity Instrument") of the same date, given by the undersigned (the "Borrawer") to secure Borrower's Note to Hom� Federal Savi ngs and l.oan AsSn af Grand Isl and (the "Lender") of the same date and covering the Property described in the Security Instrument and lacated at: 140 Ponderosa Dr Grand Island, NE 68803 (Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, tagether with other such parcels and certain common areas and facilities, as described in Agreement for Protective Covenants and Restrictions to Ponderosa Lake Estates 5ubdivision Home Owners Association filed Nov 21, 1991 as Qacument No. 91-107868 (the "Declaratian"). The Property is a pert of a planned unit development known as Ponderosa Lake Estates [Name of Planned Unit Development] (the "PUD"). 7he Property also includes Bnrrower's interest in the t�orneowners associatian or equivalent entity owning ar managing the cammon areas and f�cilities af the PUD (the "Owners Association") and th� uses, b�nefits and proceeds of Borroanrer's interest. PUD COVENANTS. In additian ta the covenants and agree�n�nts made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Barrower's obligations under the PUD's Constituent Documents. 7he "Constituent bacuments" are the (i) Der,laration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by-laws or other rules or regulations of t� Owners Association. Borrower shall promptly pay, when due, all dues and assessments itnposed pursuant to the Constituent Documents. FUII�IiI�I��'] MULTIS7A7E PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INS7'RUMENT Form 3150 1 /01 � Wolters Kluwer Financial Services Page 1 af 3 Initials: �____ VMP�-7R (0819 ) � � . r' ., �.