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201U09491 9. Protection of Lender's Interest in the Property and Rights Under this Secnrity lnstrurnent. If (a) Borrawer fails to perform the covenants and agraements contained in fhis Security Instrument, (b) there is a le�a1 proc�eding that might signi�cantly affect Lender's interest in the Property and/or ri�hts under this Security Instrument (such as a praceeding in bankruptcy, prabate, for condemnatian or Forfeiture, for enforcement of a lien which may attain priority over thia Security Insm�ment or to enforce laws or regulatipns), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect l.ender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearin� in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securin� the Property includes, but is not limited to, entering the Property to mak� repairs, change locks, replace or board up doors and windows, clrain water frpm pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off, Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or abligatipn to do so. It is agreed that Lendar incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by I,ender under this Section 9 shall become additional debt of Borrower secured by this Security Instxurnent. These amounts shatl bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting paymant. If this Security lnstrument. is on a leasehold, Borrower shall comply with all the provisions of the lease. If Barrower acquires fee title to the Property, the leasehold and che fee title shall not merge unless Lender agrees to the merger in writing. 1U. Mortgag� Insurance. I£ Lender required Mortgage Insurance as a condition of malting the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designaced payments toward the prerniums for Mortgage Insurance, Bprrower shall pay the premiurns required to obtain epverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substa,ntially equivalent to the cost to Borrower pf the Mortgage Insurance previausly in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalen2 Mortgage lnsurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance covera�e ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage insurance. Such loss reserve shal] be non-ref'undable, notwithstanding the fact that the Laan is ultimately paid in fu11, and Lender shall not he required to pay Borrower any interest pr earnings on such loss reserve. Lender can no longer requir� loss reserve payments if Mortgage Insurance covera�e (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. Tf Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required ta rnake separately designated payxnents toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non�refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any writt�n agreement between Borrower and Lender providing for such termination ar until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Npte) For certain losses it may incur if Barrower does not repay the Loan as agreed. Borrower is not a party to the MorCgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Tnsurance premiums). 230986 NEBRASKA -$ingle Family - Fannie M ae/Freddie M ac UNIFpRM INSTRUM ENT ��) �-B(NE��oeii� Page8of15 iniiiais: ��"� Form3028 1101 �