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2oioo9��s 9. Protection of Lender's Interest in the Property and Riights Under this Security Instrument. If (a) Borrawer fails to perform khe covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that txught significantly affect L,ender's interest in the Property and/or rights under this Security Instrument (such as a praceeding in bankruptcy, probate, for condemnation or forfeituce, for enforcennent of a lien which may attain prioxity over this Security Instrurnent or ta enforce laws or regulations), or (c) Barrower has abandaned the Property, then Lender may do and pay for whatever is reasanable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/ar assessing the value of the Property, and securing and/or repairing the Property. �nder's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrurnent; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to rnake z'epairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, I.ender does not have Co do so and is not under any duty or obligation to do so. It is agt'eed that Lender incurs no liability for not taking any or all actions authoxized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall becozne additional debt of Borrower secured by this Security Instrurnent. These amounts sha11 bear interest at the Note rate from the date of disbursernent and shall be payable, with such interest, upon notice fram L.ender to Borrower requesting payment. Tf this Security Instrument is on a leasehold, Borrawer shall comply with all the pravisians of the lease. If Borrawer acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the I.oan, Borrower shall pay tha premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Ix�surance coverage required by Lender ceases to be available from the moRgage insurer that previously provided such instu'ance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mo�tgage Tnsurance previously in effect, at a cost substantially equivalent to the cost to Borrawer af the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by L.ender. If substantially equivalent MorCgage Insurance coverage is not available, Borrower shall continue to pay to i.ender the amount of the separately designated payments that were due when the insuranc� coverage ceased to be in effect. I.ender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insuranc�. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required Co pay Borrower any interest or eart�ings on such loss reserve. Lender can no langer require loss reserve payrnents if Mortgage Insurance coverage (in the arnount and for the periad that Lender requires) pravided by an insurer selected by Lender again becornes available, is obtained, and Lender requires sepazately designated payrnents Coward the premiums for Mortgage Insurance. if L.ender required Mortgage Instu'ance as a condition of rnaking the Loan and Borrawer was required to rnake separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or ca provide a nan-refundable loss reserve, until Lender's requirernent for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such ternunation or until terminatinn is required by Applicable Law. Nothing in this Section lp affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reirnburses Lender (or any entity that purchases the Note) for certain losses it may incuar if Borrawer does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from tinne to time, and may enter into agreements with other parties that share or modify their risk, ar reduce losses. 'Ifiese agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreernents may require the n�►oz�gage insurer to make payrnents using any source of funds that the mortgage insurer may have available (which may include funds obtained frorn Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �-B�NE) lost�l PageB of 15 i��c�eis: � Form 3028 1/01 � ' 1� 2 i'��+ � t r. ( / V