2oioos4ss
<br />prezniums, if any, or any suans payable by Borrower to Lender in lieu of the payment of Mortgage
<br />Insurance premiums in ac�ordance with the provisions of Se�tian 10. These items are called "Escrow
<br />Items." At origination ar at any time during the tern� of the Loan, Lender may require that Community
<br />Assaciation Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and
<br />assessments shall be an Escrow Item. Borrower shall prornptly furnish tn Lender all notices of arnounts to
<br />be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives
<br />Barrower's obligation to pay the Fw�ds for any or all Escrow Items. Lender may waive Borrower's
<br />obligation to pay to Lender Funds for any or all Escrow Iterns at any tirne. Any such waiver rnay only be
<br />in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the arnounts
<br />due for any Escrow Iterns for which payrnent of Funds has been waived by Lender and, if Lender requires,
<br />shall furnish to Lender receipts evidencing such payment within such time period as Lender may require.
<br />Borrower's obligatian to make such payments and ta provide receipts sha11 for a11 purposes be deemed to
<br />be a covenant a�ad agre�ment contained in this Security Instiwnent, as the phrase "covenant and agr�it"
<br />is used in Section 9. If Borrower is obligated to pay Escrow Iterns directly, pursuant to a waiver, and
<br />Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under 5ec�ion 9
<br />and pay such amount and Borrower shall then be obligated under Sectian 9 to repay to Lender any such
<br />amount. Lender may revoke the waiver as ta any or all Escrow Items at any time by a notice given in
<br />accordance with Section 15 and, upon such revocation, Borrower sha11 pay to L.ender all Funds, and in
<br />such amounts, that are then required under this Section 3.
<br />Lender may, at any time, collect and hold Funds in an amount (a) suf�cient to permit Lender to apply
<br />the Punds at the time specified under R�SPA, and (b) not to exceed the rnaxirnurn amount a lender can
<br />require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and
<br />reasonable estirnates of expenditures of future Escrow Iterns or otherwise in accardance with Applicable
<br />�,aw.
<br />The Funds shall be held in an institution whose deposits are insured by a fe�eral agency,
<br />instrumentality, or antity (including Lender, if I.ender is an institution whose deposiCs are so insured) or in
<br />any Federal Home Loan Bank. Lender shall apply the Funds to pay the �scrow Ttems no later than th� time
<br />specified under RESPA. Lender shall not charge Borrawer for holding and applying the Funds, annually
<br />analyzing the escraw account, or verifying th� Escrow Itezns, wnless Lender pays Borrower interest on the
<br />Funds and Applicable Law pernuts L.ender to malce such a charge. Unless an agreernent is rnade in writing
<br />ar Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower
<br />any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that inter�st
<br />shall be paid on the Funds. Lender shall give ta Bonawer, withaut charge, an an�nual accounting of the
<br />Funds as required by RESPA.
<br />If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to
<br />Barrower for the excess funds in accordance with RESPA. If there is a shortage af Punds held in escrow,
<br />as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay ta
<br />I..ender the amount necessary to rnake up the shortage in accordance with RFSPA, but in na more than �2
<br />tnonthly payments. If there is a deficiency of Funds held in �scraw, as defined under RESPA, Ler►der shall
<br />notify Borrower as required by RESPA, and Borrower sha11 pay to L.ender the amount necessary to m�ake
<br />up the deficiency in accordance with RESPA, but in no mare than 12 monthly payments.
<br />Upon payment in full of all sums secured by this Security Instrument, I.ender shall promptly refixnd
<br />to Sorrower any Funds held by Lender.
<br />4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, �nes, and 'arr►positions
<br />attributable to the Property which can attain priarity over Chis Secu�ity Instrunnent, leasehold paytnents or
<br />graund rents on the Property, if any, and Cammunity Association Dues, Fees, and Assessments, if any. To
<br />the extent that these items are Escrow Items, $orrower shall pay them in the mamier pravided in Section 3.
<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />�-6�NE) (oat t) Page 5 of 15 i��c�ais: � 1� Form 3028 7/G9
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