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2�1������ <br />acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be <br />dismissed with a ruling that, in I.,endez''s judgment, precludes forfeiture of the Property or other material <br />impairment of L.ender's intez'est in the Property or rights under this Secuxity Instrument. The proceeds of <br />any award or claim for damages that are attributable to the impairment af Lender's interest in the Property <br />are hereby assigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Bon Not Released; Forbearance By Lender Not a Waiver. Extensian of the time for <br />payment or rnodi�caCion of amortization of the sums secured by this Security Instrurnent granted by Lender <br />to Borrower ar any Successor in Interest of Borrower shall not operate to release the liability of Borrower <br />or any Successors in Interest af $orrower. Lender shall not be required to commence proceedings against <br />any Successor in Interest of Borrower or to refuse to extend titne for payment or otherwise znodify <br />amortization of the sums secured by this Security Instrument by reason of any demand made by the original <br />Borrower or any Successors in Interest of Borrower. Any forbearance by Lender xn exercising any right or <br />remedy including, without limitation, I.ender's acceptance of payments from third persons, entities or <br />Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or <br />preclude tha exercise of any right or rennedy. <br />13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants <br />and agrees that Barrower's obligations and liability shall be joint and several. However, any Borrower who <br />co-signs this 5ecurity Instrument but does not execute the Note (a "co-signer"): (a) is cv-signing this <br />Security Instnunent only to mortgage, grant and convey the co-signer's interest in the Froperty under the <br />temzs of this Security Iaa.stnunent; (b) is not personally obligated to pay che sums secured by this �ecurity <br />Instrument; and (c) agrces that I.Qnder and any other Borrower can agree to extend, rnodify, forbear or <br />make any accommodations with regard to the terms of this Security Instiwnent or the Note without the <br />co-signer's consent. <br />Subject to the provisions of Section 18, any Successor in InCerest of Borrower who assumes <br />Borrower's obligations under this Security Instrument in writing, and is approved by L.ender, shall obtain <br />all of Borrower's rights and benefits under this Security Instnunent. Borrower shall not be released from <br />Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in <br />writing. The covenants and agreernents of this Security Instnunent shall bind (except as provided in <br />Section 2d) and bene�t the successors and assigns of Lender. <br />14. Loan Charges. Lender rnay charge Borrawer fees for services performed in connection with <br />Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this <br />Security Instrument, including, but not limited to, attomeys' fees, prope�ty inspection and valuation fees. <br />In regard ta any other fees, the absence of express authority in this Security Instnunent to charge a spe�ific <br />fe.e to Borrower shall not be construed as a prohibition on the charging af such. fee. Lender may not charge <br />fees that are expressly prohibited by this Security Instnunent or by Applicable Law. <br />If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so <br />that the interest or other loan charges collected or to be collected in connection with the Loan exceed the <br />pernutted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted lirrut; and (b) any sums already collected from Borrower which exceeded pemutted <br />lirnits will be refunded to Borrower. i.ender may choose to m�ake this refund by reducing the principal <br />owed under the Note or by making a direct payznent to Borrower. If a refund reduces principal, the <br />reduction will be treated as a partial prepayment without any prepayment charge (whether or not a <br />prepayment chazge is provided for under the Note). Borrower's acceptance af any such refund made by <br />direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out <br />of such overcharge. <br />15, Notices. All notices given by Borrower or L,ender in connection with this Security Instrument <br />rnust be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed Co <br />have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's <br />natice address if sent by other rneans. Notice to any one Borrower shall constitute notice to a11 Borrowers <br />tuiless Applicabl� Law expressly requires otherwise. The notice address shall be the Property Address <br />unless Borrower has designated a substitut� notice address by notice to L.ender. Borrower shall promptly <br />notify L,ender of Borrower's change of address. If I.ender specifies a procedure for reporting $orrower's <br />change of address, then Borrower shall only report a change of address through that speci�ed procedure. <br />NEBRASKA - Single Family - Fannie Mae/Freddia Mac UNIFORM INSTRUMENT <br />�-6(NE) los��l Pa9e i0 of t5 �n�tia�s: Form 3028 1/O1 <br />°,p i {i i t � 7 .. <br />