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...�,...�. <br />� <br />�� <br />N � <br />e - <br />- <br />� � <br />� � <br />� '�...�..� <br />� <br />� <br />�� <br />��� <br />�� <br />�� <br />� �� <br />�y+ ! � <br />� �� <br />� � � <br />�� � <br />� <br />� <br />� <br />�� <br />� <br />C <br />snv <br />�aN <br />�i <br />nn <br />�w <br />n= <br />� <br />O <br />Q <br />2oioo947� <br />�Space Above This Line F'or Recording Data) <br />-� J � � DEED OF TRUST <br />�.: <br />� <br />� � <br />�.-2 <br />� �• � <br />r� �. C7 <br />G7 <br />Q � <br />� � C.7 <br />� <br />m -� <br />r7t � <br />� <br />� � <br />�� <br />� <br />C�'t <br />� vr <br />o - � <br />c �. <br />� � <br />�� <br />�� <br />� � <br />'+'t � <br />� �� <br />7y m <br />r a� <br />I"'"' A <br />CI� <br />iC <br />� <br />c ro <br />cr+ <br />THIS DEED OF TRUST ("Secuxity Instrument") is made on December 1, ZOlO. The grantor is Natalie Ann <br />Griego, a single person, whose address is 3120 Brentwood Cir, Grand Island, Nebraska 68801 ("Borrower"). <br />Barrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of Borrowers <br />who did not sign the Note are explained further in the section titled Successors and Assigns Bnund; Joint and <br />Several Liability; Accomrnodation Signers. Thc trustee is Pathway Bank whase address is PO Box �128, Cairo, <br />Nebtaska 6$$24 ("Trustee"). The beneficiary is Pathway Bank, which is organized and existing under Chc laws of <br />the State of Nebraska and whose address is 306 S High St, P 0 Box 428, Cairo, Nebraska 68824 ("Lender"). <br />Natalie Ann Griego owes Lender the principal sum of Three Hundred Eighty-fnur Thousand Four Hundred <br />Eighty and 37/100 Dollars (U.S. $384,480.37), which is evidenced by the note, consurner loan agreement, or <br />similar writing dated the same date as this Security Instrurnent (the "Note"), which provides for periodic payments <br />("Periodic Payments"), with the full debt, if not paid earlier, duc and payable on December l, 2Q15. This Security <br />Instrument secures to Lcnder: (a) the repayrnent of the debt evidenced by the Note, wrth interest, and all renewals, <br />extensions and nnodifications of the Note; (b) the payment of all other sums, with intcrest, advanced to protect the <br />security of this Security Instrument under the provisions of the sectinn titled Protectian of Lender's Rights in the <br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the <br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following descrihed property located in the Coanty of Hall, <br />State of Nebraska: <br />Address: 3120 Brentwood Cir, Grand Island, Nebraska 68$Ol <br />I:egal Description: Lots Four (�1) and Five (5}, Block �ve (5), in Srentwood 5ubdivision, tn the City of <br />Grand Island, Aall County, Nebraska <br />Parcel ID/Sidwell Number: ; Parcel #4U0025248 <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easettaents, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also bc <br />covered by this Security Instrument. All of the forcgoing is referred to in this Security Instrument as the <br />"Property." <br />BORROWER C�VENANTS that Borrower is lawfully seised of thc estate hereby conveyed and has thc right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Borrowcr warrants and will defend generally the title to the Property against all clairns and demands, subject to <br />any encumbrances of record. <br />Borrower and L.ender covenant and agree as follows: <br />Payrnent of �'rincipal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due undcr the <br />Note. <br />Applicable Law. As used in this Security Instrument, the terrn "Applicable Law" shall mean all controlling <br />applicable fedetal, state and local statutes, regulations, ordinances and administrative rules and orders (that have <br />the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />Funds for Taxes and Insurance. At I.endcr's request and subjcct to Applicablc Law, IIorrower shall pay to <br />L.ender on the day periodic payrnents are due under the Note, until the Note is paid in full, a sum ("�"unds") for: (a) <br />ycarly taxes and assessments which rnay attain priority over this Security Instrument as a lien on the Property; (b) <br />yearly leasehold payments or ground rents on the Froperty, if any; (c) yearly hazard or properiy insurance <br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance prenniums, if any; and (t) <br />any sums payable by Borrower lo Lcnder, in acc:ordance with the provisions of the paragraph titled Mortgage <br />Insurance, in lieu of the payment of mortgage insurancc premiums. These iterns are called "�scrow Items." <br />Lender may, at any time, collect and hold Funds in an amount not to exceed the rnaxiznum amount a lender for a <br />federally related mortgage loan may requirc for Borrower's escrow account under the federal Real Estate <br />Settlement Proccdures Act of 1974 as amended frorn tirne to time, 12 U.S.G Section 2601 ct seq. ("RESPA"), <br />unless anolher Applicable L.aw ihal applies to the Punds seCS a lesser amount. If so, Lender rnay, at any time, <br />collect and hold Funds in an amount not to exceed the lesser amount. L,ender may estimate the amount of Funds <br />� 2004-2UU9 Compliance Sygtemw, Int. 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