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. 7.. , t„� r . ; ! . <br />2010U945� <br />Lender <br />Heritage Bank <br />1333 North We6b Road <br />P.O. Box 5138 <br />Grand Islantl, NE 68$02•5138 <br />Properry Address: 304 E 3rd <br />Mortgage Rider <br />owner <br />Terry L. Waite <br />105 E 13th Street <br />Waod River, NE 68883 <br />Wood River, NE 68853 <br />. ..- ' <br />This Mortgage Rider, dated 12-OB�Z010 <br />is iucorporated into and ameuds the mortgage, <br />deed of trust, or securiry deed (the Security <br />Instrument) of the saxne date. The Security <br />Instrument covers the PropeRy described above. <br />� . <br />Secured Debt. The Secured Debt and Future <br />Advances (sometimes referred to as Secured Debts) <br />section of the Securiry Instrument is amended to <br />add the following sentence as the last sencence in <br />the f'rnal paragraph: <br />This Security Ins[rumeut will not secure any <br />other debt if Lender fails, with respect to that <br />ather debt, to fulfill any necessary <br />requiremeats oc limitations of Sections 19(a), <br />32 or 3S of Regulation Z. <br />❑ Escrow for Taxes and Insurance. The Escrow <br />for Taxes and Insurance sectiou is revised to read <br />a5 fOl1bW5: <br />❑ Escrow for Ta7ces and Insucance. <br />As pravided iu a separate agreement, the <br />Mortgagor or Grantor agrees to pay to <br />Lender funds for ta�ces and insurance in <br />escrow. <br />❑ Escrow for Taxes and Insurance. <br />Mortgagor or Grantor will pay ta Leuder <br />amounts for (a) yearly taxes and assessmeuts <br />on the Property which under the law may <br />be superior to this Security Instrurnent, <br />(b) yearly leasehold paymen[s ar ground <br />rents (if any), (c) yearly premiums for hazard <br />ar property insurance, (d) yearly premiurns <br />for flood insurance (if auy), and (e) yearly <br />premiums for mortgage insurance (if any). <br />Mortgagor or Grantor will pay those <br />amouats to Lender unless Lender tells <br />Mortgagor or Grantar, in writrng, that <br />Mortgagar or Grantor does not have to do <br />so, or unless the law requires ottierwise. <br />Mortgagor or Grantor will inake those <br />payments at the times required by Lender. <br />Mort age Ridar <br />VMP� Bankers SystomsiM <br />Wokars Kluwer Financial Servicas � 2009 <br />MTG•H 2fB/2009 <br />VMP-C701 (08021,00 <br />Paga 1 of 3 <br />�� <br />� it ::.':'���1w- <br />