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.�.� � �� �� � � � � � �� � � cQ � �� �� � �� � �� � v � :� � G"� rn �# --� r-- rn �./i 1'r'! "� +� � r'1'1 t/� State of Nebraska � �� � G =no n N � �_ =a ^ � � [Space Above This Line for Recording Data] DEED OF TRUST � � t.--.. �� � � � � �, � � �� -r, � � � �., -� m � � cn N C.11 Cty �� �/�+� y '��"'' �r Y � � � m —� o o -*� �� �� xr a� r � r"" a C/� � p ..f� C�i FHA Case No. 321-29681$4 703 MIN: 10041 b7000125252�13 THIS DEED OF TRUST ("Security Instrument") is made on December 17th , 2010 The trustar is Jason M Potter a sin le erson and � L Wetzel, a sin le erson S�mantha ("Borrower"). The trustee is CharterWest Natianal Bank ("Trustee"). The beneficiary is Martgage Electronic Registration Systexns, Ina ("MERS") (solely as nominee for Lender, as hereinafter defined, and I.,ender's successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS. CharterWest National Bank , which is organized and existing under the laws of the State of Nebraska , and whose address is 7la N Diers Avenue Grand Island, NE 68803 ("Lend�r"). Borrower owes Lender the principal sum of One Hundred Thirty One Thousand Five Hundred Seventy Seven and 00/1QQ Dollars (U.S. $131 577.00 . This debt is evidenced by Borrower's note dated the same date as this Security Instarument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on January O1, 2041 'I'his Security Instrument securas to Lender: (a) the repayment of the debt evidenced by the Nate, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: Lot 5even (7), Block One (1), Jack Vass Second Sabdivision in the City of Grand Island, Hall County, Nebraska which has the address o£4311 Grand Island Ave [5treet] Nebraska �8803 ("Property Address"); [Zip Code] v � 0 � 0 0 GC? � f_.� � m � � � f� � � � � C � ri'1 � � a � � \ vG [c�h'] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Securiry Instrument as the "Property". Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any ar all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing ar canceling this Security Instrument. 16256.CV (11/07) 904768 Pagc 1 oF5 Return To: CharterWest National Bank 714 N Diers Avenue Grand Island, NE b$803 GOTO(00142e0h)