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201009356
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Last modified
12/15/2010 4:09:56 PM
Creation date
12/15/2010 4:09:55 PM
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DEEDS
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201009356
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���ou���� <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and nan-uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br />property. <br />UNIFORM COVENANTS. Borrower and L.ender covenant and agree as follows: <br />1. Payment oF Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. <br />Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any <br />prepayment charges and late cha�rges due under the Note. Borrower shall also pay funds for Escrow Items <br />pursuant to Section 3. Payments due under the Note and this Security Instrument sha11 be made in U.S. <br />currency. However, if any check or other instrument received by Lender as payment under the Note or this <br />Security Instrument is returned to J,ender unpaid, Lender may require that any or all subsequant payments <br />due under the Note and this Security Instrument be made in one or rnore of the following forms, as <br />selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or <br />cashier's check, pxovided any such check is drawn upon an institution whose deposits ara insured by a <br />federal agency, instrumentality, or entity; or (d) Electronic Funds Txansfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at <br />such other location as may be designated by Lender in accordance with the notice provisians in Section 15. <br />L,Qnder may return any payment ox partial payment if the payrnent or partial payments are insufficient to <br />bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the L.oan <br />current, without waiver of any rights hereunder or pr�judice to its rights to refuse such payment or partial <br />payments in the future, but Lender is not obligated to apply such payrnents at the time such payments are <br />accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay <br />interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payments ta <br />bring the L,aan current. If Borrower does not do so within a reasonable period af tirne, Lender shall either <br />apply such funds or return them to Borrower. If not applied �arlier, such funds will be applied Co the <br />outstanding principal balance under the Note irnmediately prior to foreclosure. No offset or claim which <br />Borrower might have now ar in the future against Lender shall relieve Borrower from rnaking payrnents <br />due under the Note and this Security Instrument or performing the covenants and agreements secured by <br />this Security Instniment. <br />2. Application of Payments or Praceeds. Except as otherwise described in this Section 2, all <br />payments accepted azid applied by Lender shall be applied in the following order of priority: (a) interest <br />due under the Note; (b) principal due ander the Note; (c) amounts due under Section 3. Such payments <br />shall be applied to each Periodic Payment in the order in which it becarne due. Any remaining amounts <br />shall be applied �rst to late charges, second to any other amounts due under this Security Instrument, and <br />then to reduce the principal balance of the Notc. <br />If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a <br />sufficient amaunt ta pay any late charge due, the payment may be applied to the delinquent payrnent and <br />the late charge. If mare than one Periodic Payment is outstanding, Lendex may apply any payment received <br />from Borrower to the repaynnent of the Periodic Payments if, and to the extent that, each payment can be <br />paid in full. To the extent that any excess exists after the payrnent is applied to the full payment of one or <br />rnore Periodic Payments, such excess znay be applied to any late charges due. Voluntary prepayments shall <br />be applied firsc to any pxepayment charges and then as described in the Note. <br />Any application of payments, insurance praceeds, or Miscellaneous Proceeds to principal due under <br />the Note shall not extend or postpone the due date, ar change the arnount, of the Feriodic Payments. <br />3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due <br />under the Note, until the Note is paid in full, a suzn (the "Funds") to provide for payment of amounts due <br />for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a <br />lien ar encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) <br />premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance <br />NESRASKA - 5ingla Family - Fennia MaelFreddie Mac UNIFORM INSTRUMENT �` <br />�-BI��) �oe� i� Page 4 of 15 iniciais: ��, Form 3028 1/01 <br />�e t ► � r " �� !; � �� . <br />
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