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2oi�o93�0 of Borrower's covenants and agreements under this Security Tnstrument and the Note. T^ar this purpose, Borrower irrevocably grants and conveys to the Trustee, in trust, wikh pc�wer of sale, the fbllowing describ�d pruperty located in �L County, Nebraska: S�"E ATTACHED EXHIBIT "A". TAX STATEM�NT5 5HOULD BE SENT TO: WELLS FAItGO HOME MORTGAGE, P.O. �30X 117Q1, NEWARIC, NJ 071D14701 which has the address of 9546 W US HWY 30, GRAND ISLANA [Street, Ciry], Nebraska 68803 [Zip Code] ("property Address"); 'I'OGETH�,R WT 1'H all tk►� impravements now or hereafter erected on th� praperty, and all easements, appurt�nances and fixtures now or her�after a part of the property. All replacements and additians shall also be cavered by this Security Instrumcnt. All af the foregoing is referred to in this Security Instrument as the "Praperty." BORROW�R C(�VENANI S that Borrower is lawfully s�ized of the estate hereby conveyed and has the right to grant and conv�y th� Property and that the Property is uncncunnbsred, except for encuinbrances of record. Borrower warrants and will defend generally the title to th� PrUp�rty against all claims and demands, subject to any encumhrances of record. '1'HT5 S�CURITY INSTRUMENT combines unit'orm covenants for national use and non-un'rform covenants with limited variations by jurisdiction to constitute a uniform security instrument cUV�ring real property. Bnrrawer and Lender covenant and agree as fc�llows: UNIFORM COVENANTS. 1. Payment of Principal, Int�r�st and Late Charge, Borrower shall pay when due the principal of, and interest on, the debt evidenccd by thc Note and late charges due under the Note. 2. Monthly Payment of Taxes, Insurance and Other Charges. Borrow�r shall include in each monthly payment, together with lhc principal and interest as set forth in the Note and any lat� charges, a sum for (a) taxes and special assessments l�:vi�d or to be levied against the Property, (b) leasehold payments or ground rents an the Yroperty, and (c) premiums for insurance required under paragraph 4. In any y�ar in which the Lender must pay a mortgage insurance premium ta the Secretary of Housing and Urban Development ("S�cretary"), ar in any ysar in which such premium would have been required if L.ender still held the Security Instrument, eaGh manthly payment shall also include either: (i) a sum for the annual martgage insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead af a mortgage insurance premium if this Security Tnstrument is held by the Secretary, in a reasonable amount tn be determined by the 5ecretary. Except for the monthly charge by the Secretary, these items are call�d "F,scr�w Items" and the sums paid to L.ender are called "Escrow Funds." Lender may, at any time, collect and hold amounts f�r Is"scrow It�nis in an aggregate amount not to exceed the maximutn� amount that may be required for Borrower's cscrow account und�r the Real �state Settlement Pracedures Act of 1974, 12 U.S.C. Section 2601 et seq. and implementin� regulatiaz�, 24 CFR Part 3500, as they may b� amended fram time to time ("'RBSPA"), except that the cushion or reservc permitted by RF.SPA far unanticipated disbursements or disbursements before the Borrower"s payments are availablc in th� accUUnt may nal be bascd c�n amounts due for the mortgage insurance premium. ��4R�NE) �ssoil Pbgd 2 nT 8 inieiais�� •