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<br /> ra�t;°'�'�.•;•�'�'��''�j',.. TppEtl-IER WITH nll�hc improvcmcnta now or hemaUer erecicd on the property,und all eaucmcnt�,uppunenancc�, —_
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<br /> ��t and Gxlures naw or I�rcafler u purt of the propeny. All replwc:emen�s and additian��+h�ll olsc►he covered by ihix Secu 1y
<br /> ��""''"���� Inwrument. All of 1he foregofng ix refemed to in ihia Sccurity Ins�rument a�:�he"Rnpeny." r�r-�r•::...—_:
<br /> ,�, �s;�� —
<br /> �``�,�;r,,:.�, gQR[tpWBR COVENANTS that Barrowcr ix lawfully sciscd oi thc estule hereby convcycd und hAx ihc�ighllo grunt —
<br /> ,� "",.•Y�•?'�;Ti:�'. und convey the Property+uid that the PrapeAy is uneix:umbered,ezcept for encumbrance,nf rccu�d. Borrawer warnmr and
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<br /> •t .. �� will defend generally O�e�i�le lo�he Prupeny ugain�t all cl,�ims aod demands,xuhject�o uny encumbrunce+af rrcord. __
<br /> °� � '•`'���� THIS SECURlTY INSTRUMBNT rombMes unifarm covenun�a for national use und nan-uniform cavenantx with �_
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<br /> limited varialions by Juritidiclion to conxlitute a unifarm securily instrument covering real prop�:hy.
<br /> q' ,��p�r;,g���;:�� UNIFORM COV6NANTS. BoRawer and 4ender covenarn and ogrc�u+fuUuw,: wheo due�he —
<br /> -— .....N��..s.,� P P Y PAY _
<br /> - -___ _ ._. �., �. . , 1, pAyment of PrincipW aad Interest;PrepAymeet and Late Cha�es. Borrowcr+hull mm �I
<br /> �%� �"'""• princi�ul of and interes�an Ihe debl ev�denc�d by Ihe Note und u�y prcpaymem und lule chargex due unde�Ihe Note.
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<br /> 2, �ds�or'ILxes nnd Insurance. Subject tu upplicpble law or lo a wriuen wuiver by Lender.Sorrower shal p�y to
<br /> .. -.:•.�--< �:•�� .� Lender on 1he day manthly payments cue duc undcr thc Nolc, until lhe Natc ic paid in full,a sum 1"Fund�') for:(u► yeurly
<br /> `"� tuxc�und assessmen�s which may attnin priarity over this Security Instrument uti a lien on thc PropeAy: lbl yeurly leurehald
<br /> � • .••3- {w yments or ground reni� on the Pruperty, if any: (c) yeurly huuud ar prapeny insuruixc premiums: (d) yeiuly Ilood — _
<br /> ' insurancc prcmiums,if any: l�) ycurly manguge inFUrnncc prcmiums,if uny: and ttl uny +umr payublo by Borcawcr lo
<br />��.; . Lender,in accordnnce wi�h the provisionx of pumgrnph R,io lieu oi the paymem of mortgc+ge insumnce premium�. The�
<br /> �;,-��, - ^ '•� �� ' items are colted"E�:crow![em�: I.ender may,at any�nne,cullec�and hold hl�nds in un omnum na�io ezceed�he maximum
<br /> i(�'.,, ' '� • nmount u lender far A fedemlly relnted moAgAge laun muy requfre for Burrower!c excrow uca�unt undor the feder�l Rval
<br />,.. -.�'�:�:.�.._.:..:: � Estate Settlement Procedures Act af 1974 us umended from time�o time,l2 U.S.C.�26(11 r►�ey.t"RFSPA"1.unless another
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<br /> ,4�� IAw thut epplies 10[tic Funds sels a lesser amount. If so,Len d er may.A t any t i m c,c o l l c c t a n d h a l d F u n d s n un amount no a
<br />•��!: exceed the lesscr umoum. Lender muy estimate 1he amouni of Funds due on d�e bosis of currenl dnta and reasonable
<br />� � `i��' �'� — �-' estimates of expeudilures of futurc Escrow Items ar otherwise in eca►rdnnce with upplicuble law. _ __
<br />•�,; �.; . ,,;;i..�... The Funds shall be held in an institution whase depoxits nre in+ured by u fcderul ugency, ins�rumentAlity,ur entity �_
<br /> "•�'s:.� _ (includin�I.ender. i(Lender is such nn instilution)or in any FedcrAl Home Loan sunk. Lender shull upply thc Funds to pay
<br /> � `�� ;�'�: �� ' •. 4 the Escraw Items. I.ender muy not charge Bo�rawer for holding and applying the Funds, annually s�nalyzing the escrow _�
<br /> �� � '�''":'�r't",'.�� ��'' nccount, or verifying the �semw Items, unle.s Lender payF Borrower interext un the Fund. and upplicAble luw permits _
<br /> ' `� '°1''���'�� � Lender to make such a charge. However,l.ender may requirc Borrower to pay u one-time charge fbr an independent real
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<br /> :�•;'`,'ig.i:(�1 t;?t�i�;«<•,,,-._ � estate�ux rcporting servi�r used by I..ender in cunnectian with this loen,unle�s upplicu6lc luw provides otherwise. Unless an
<br /> ';+'�•exs,+�r}�:.�.y;: •"' agreement is made or Applicable law�equi�imcrest to be pai¢t.L�nder xholl not be required to pay Borrower any interctit or 1:.:"�
<br /> ii'tii�1'jy ��:�:,1'�1';�� eumings on tNc f�nds. Borrower und Lender may agrce in writing.howcver,that inlcrest shall be paid on the Funds. Lencler �n.'`-�
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<br /> •'i��f`,Q%Si,r��t�Ut:�•`;;"' shall give to Borrower,withuui�ha�ge,An annuul uccauming of�tK Fund�,showing credits uod debils tn the Funds and t e .—._
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<br /> �•,� (�;t'tz�j,';;::•:,��.'�- ' purpose far which e�ch debit to the FUnds was mude. The Funds ure pledged as udditional security for ull sum.secured by � �_�
<br /> '•� � �•1`/ti(ji2.,�•'���';`-� �: this Security Inswment. _=.__�
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<br /> .:`�"i�:�'•; If the Funda held b} ��.nder exceed the umounts permiued to be held by npplicuble luw, Lender tihall uccount lo ��5��
<br /> �•�''�• Aorcower for the eaces�hund.c in ucccxdu�n:c witi�tiie r�quircm:r.;s:�:'arplicable!nw. It thr�mount af the Fundr,held by
<br /> • � • " Lender ut any time is nat sui'flcienl ta pay the Escrow Items when due, l.ender mny so notify B�m�wer in writing, and, in ��i�E!±~-��
<br /> ,� , such case Borrower shall pay to Lender �he amount necesswry to make up the deficiency. �arrower shull muke up the �� _
<br /> '� - � deficicncy in no maue than t�velve monthly puyments,ut Lendrr's.r•ole discretion. �
<br /> �`. Upon paymeni in fuU of all+um�securcd hy thix Security Ins�rument.Lendcr shull promptly refund ta BaRawcr any �'=..
<br /> Funds held by Lender. If. under parngrnph 21.Lender shall ucquirc or sell the Propeny.Lender,prior to thr acquitiitian or
<br /> sale of'the Property,+hall apply uny Fimdx held by Lender at the�ime of ucyuisilion or sale us A credit againsl the gums
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<br /> • sccured by this Sccurity In�;trument. •
<br /> ,. 3. Application ot Payments. Unle+� .�pplicablc luw provideti othcrwise, ull payments received by Lender uncler �� ^�•.�•.-_
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<br /> . , paragmphx 1 und 2 shall be upplied: finl,tu uny prepaymenl churges due unik:r ihe Note:second,to umounts payable under : .-�:._� �
<br /> • paragruph 2;third,a inte�est due;faunh,to princ�pul due;und lu�t,to uny late charges due under the Note, ' �
<br /> 4. CNorges;Liens. BaROwer shall puy �II taxes, ati�c,smentx, char�e�, fines und impc�qitions attributable to the '-�:;�'�`-=�=
<br /> „ � piropeny which mLy Attain priori�y over this Securiry Instrument,and Icuschalcl paymcnt�or ground rent�,if any. Borrowcr �i'���•'-
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<br /> shall pay�hese abligatians in thc munncr proviJed in puragr�ph'.or if not paid in that manner,B�xrower shull pay them on _
<br /> � � time direc�l�•to the person owed payment. Borrowcr tihull pmmptly fumi�h lo Lcndcr all notice.of nmounts to be paid under � �""` --�
<br /> � „ this paragraph. If Borrower mukes these payments directly.Borrowrr chall pri�mptly 1'urnitih to Lender mceipts evidencing ' . �1 3�
<br /> , � Ihe payments. �,�; .. � -
<br /> Harrower shall promptly di+churge uny licn which ha�priority over this Scrurity In��rumcnt unless Borrower,(a)ugrces e.:;•�,.� ',��r,_
<br /> ' in writing to the p:+yment of the ubligulian secured by the lien in;►manner urcrptuble ai Lender:(bl�ontes�s in goad faith Ihe it�.t.:{:�7. --
<br />� , ' lien by,or defends ugainst enforcement ol'thc lien in.Iegal prcxeedin��which in Ilx�Lender's opinion operate to prcvent the ,. y t,_`__;
<br /> � enforcement of Ihe lien;or(c)secures irom thc holder of the lien an agrcement s�ti�tact��ry to LenJcr�ulwrdinuting Ihe lien �T.;.:-,;,�,,.
<br /> ' lo this Securiry Instrument. If LenJer determine��hat uny pan ot'Ihe Pruperty iti.uNject�o u licn which may attAin prio�ity ,�,�;'u;,;�'.�
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<br /> over this Security Instrument.Lender mAy givc Borrower a n��ikc idrniiTying ehe licn. Borrowcr shull suiisf Ihe lien or takc r-:.T
<br /> '�• one or more of th�:�ctions sct fonh ubove wiihin l0 day+of ihc Eiving��f n�nicr. ',i'':` .'
<br /> . � '' ' 7�."� � 5. Hazard or Property Insurunce. Borcowrr+hall kcep thc impmverncntt naw existing on c�rcuftrr crec�ed un thc ,•�-.
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<br /> ' • Propeny insured against loas by fire,hiixard�included within the term"rxlrndeJ cavr�age"und any other hazu�ds,including
<br /> , , � floods or flooding,for which l.ender reyuircs insurunce. Thi, in�urancc shall Ix main�uined in thr umounts and for Ihe
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