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<br />   	__--_ _-==;._� 		9Y)(l&'f'H�R W17'H nll thc impmvrnxnta now�x hereafter crccted un�hc pn�pi:ny,wul nll raxnknt..appuhcn�cr.     	--__
<br />      					uid flxtures now or hercal'tcr A pan of ihe pn►peMy. All rcplaremenlx suW�liliuns �fwll�I�bo wv�7t�1 by U�ix Security
<br />      	--_-     --  		Incuumcnt. /�►II uf Ihc fixcguing is Ricmnf to in�hlr Secu�iry Inquunxcm uw IFw"Prupeny...
<br />   _       -  - �-"'�r�  		BORROWER COVENANTS tlw� &un�wcr ix I�wfully.ei.ed of�hr r�tWC hcreby convcycd n�uf ha�Ilu righl tu�tn�n�     	��
<br />     "'�����       		�xf cnnvcy thc Prup�cny unJ�hai�he Pru�C ny iv unrncumbrnYl,c�cc{x for etxumhru�MC���f rccorJ. Burn�wce wurrant�►onJ
<br />     ��.�.��'�^       	will Gefc►NI gencrally�hc�i�lc lo�hc Pn�ty+���inst�11 cl�ima a�l�icrtwrKlv..ubJc��t�o any cncumM�un�c,uf nw�KCl.
<br />   ;_-����►�-�'`"   		THIS SECURITY INSTRUMENT cWn6inc� unif�xm c��vcnan�. f�x rwtiunal uK wxi non-uniiurm cuvrn�uus with     	�_
<br />    ''�	T      �+       	limi�al variationK by jun�dfctian ta cnns�iwtr a unifum�aecurity instrumeat rnvenng rcal propeey.
<br />     � 	,    •  ~'y�    		UNIFORM COVENANTS. &►rrowcr wNl Lcnder cavenant und agree us Pi�llaw.:
<br />    `  	'   ,�;4 :�; r,•.,;   		l.  Paymeal ot Prtacipal�nd Interesli�'�'PaYmeat and l.Ate ClwrRes. Burtaiw•er�Iwll PromP��Y P�y when due�hr
<br />    	�`;i;�Y��-••�.. �•,�     	pri�ui  1 af a�xl imrrcat an lhe debt ovidenced by the Nae and any prcpuyment and lote charges due wxtcr ihr Nate.
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<br />   	.;__,�_��:r�i����;�..				FLnda for 7L+ces snd Irtsuranea Subject to applicable luw�x la a w�tcen waiver by Lender.&xrower shall pay ta
<br />    	;;�;��'�c,�ry      	I.end¢r c�n the day mon�hly pnymems s�re due under�hc Nate,until Ihe Nae is paid in full,u gum l"Funds"1 i'or.(a)yeady
<br />  ---�     		�       	taaes and assessmcnts which muy su�aia priodty over this Security Imtniment u�u lien on the Pmperty:lbl yeurly IexcthoW       	_,�.
<br />     	:;h'iF„t�;:,,*�;:'.��  		p�Yments or ground rems on �he Prapeny. if any: lcl yearly hazord or property insumnre premium�: ld) yearly flood
<br />    	~°°hY�i:f�i:;�K�=#�; .'     	in•curance premiums. if any: le)yeuly mortgage inaurrnce premiums. if any: und lfl any �ums payuble by Barrower�o    	`��
<br />    __—  =.-°.�=�  �+�--�_      	Lender, in sccrordance wilh ihe proristons of parsegraph K, in lieu af the paymem af mongage insurance�niums. 7hese     	—
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<br />    			�•��•      	items Are culled"E.�crow Items,  lxnder muy,at ony time,colleci and Iwld Funds in un umounl nut to ezceed the maximum
<br />  _       '�,  ' '". � ' '�' "°      	umount a lender for A federally�loted mongage loan may reyuire for Bwrower�escmw uccount under the federnl Real
<br />   �       _,t J�y�.,�M.:;� �      	Estate 5enlemen[Procedures Act of 1974 as amended from time to�ime, 12 U.S.C.$2b01 et sry.("RESPA"),unless andher
<br />   =	,.-e,��,-____,,';� "      	law�hat upplies to thc FS�nds se�s a lesscr umouat. If so.Lender may,ul Any time,callect und hold Funds in an amoum not to
<br />  _     _',:e �-�.  '  '.:"";   "      	exceed the lesser nmount.  Lender muy estimute the wnuunt uf Funds dur on the t►asis of cument dsua �d roasanablo     	- �
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<br /> _���.   � -	-  f,      	estimatrs af eapendi[ures of futur��scrow Items or Mhenvise in uccordance with upplicnble law. 					�._
<br /> - �-       					The Fundg shall be{tiekt in a�inslitution whose deposits are insut+ed by u federai ngency. lnstrumemaflty.ar enlily    	=-:--
<br /> �,�'.�`��  .,�'.  ,   �    		�inctuding Lender.ii'Lende�is such an inseimtion!or in un  F�ederal Homr Loun Bnnk. Lender shull a  1 lhe Flmds ta		�"`""u
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<br />   --  	��`-" `,'•    		the Escraw Items. Le�der m�y nd charge Batoa•er for holding und apptyi�g the Fbnds,annuully :ur.dyxing the escrow    	��•"--
<br />    '	•-�' "��:+���+   -      	nccount, or verifying the Escmw Uems, unless L.ender pays Burrower iat��nc.t an the Funds and applicable luw permits    	_
<br /> _�;�		:    �,� ,;,       	Lender to msikc such u charge. Hoaever, l.ender muy reyuite Borrower to pay u one-time churge for an independent reul
<br />    		�      .�. 		estate ta�c reponing service useJ b}Lencier in connection with this loan,unless applicable law provides othervvise. Unless an
<br />  :����      ' J•""`''��+�°```:��`.��  		agreemem is made or upplicable laa teyuires interest lo be paid,Lender chall not be reyuin�ct to pay Borrower riny interest or
<br />  _    	,;.,�.,�;"��''�a�   		eurnings an the Funds. Borrower and Lender mAy ug�ee in wntiog,however,that intercx�.[�all be puid on the Funds. L.ender
<br />    	�;jy�� -:;, �   .,�  		shall give to Barrower,without cha2ee,an annuAl accounting of the FLads,showing rredit�and debits to the Funds nnd Ute
<br /> _''�.+					punbse for which eitch debit to the Fonds was m�de. Tt�e Flmds ure pledged as uddltlon;il xecuriry for all sums secured�by
<br />   ; ._	��_..+..    `%�►8....�    	this Security Insuvmcnt.
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<br /> •,-`-		, ;r:.�„       		If the Ftinds held by Lend4r exceed the umaunts pennitted to be held by upplicaDte law. Lendar shatl uccaurx�to    	- -
<br />  '    		�:��3t•' 		Borrower for�hc excess Funds ia u.r�ardance with the rcqu�rements of nppliruble law. If the umount aF the Funds held by
<br />��   •    	•  `,.•,'.'��'�   		Lender ul any timc is not sufficient to pay the Es.:row I�ema when due,Lendcr muy w rK�tify Bortnwer in wriling,and,in
<br />      		'''��' '  		such case Borrower shull puy to Lender the umuunt necessury �o make up the deficienry.  Borrower shaii maka up the
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<br />     		.,�•,:,;,�,�• •;•,      	deficiency in no more thon twcl�e monthly payments,ut Lcnder's sole disrretion.							�..,
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<br />   • 		;.;,-..+,j,<.�     		Upon puyment in full of all sums securcd by�his Security Instrument,Lender sha10 prompdy refund ro Borrower uny
<br />     	.     !,� ''�'�+t�•+`  �      	Funds held b  Lender. If,under   m rn h 21,Lender shull uc uire or sell the Pro      l.ender,prior to the uc uisition ur 		��
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<br />     	�   '�'''i�<',?:°'��` 		sule of ttie      rt ,shell a  I  un  Funds held b  Lendcr at Ihe time of ac uisition or salc us o crodit u ainst the sums    	�� ''
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<br />    •	,'i1�>��'�;,.lt(p�;Y`; ,.       	secured by this Security Instrument.
<br /> -    •,+.�,    ��1'�°�=���«�a ry;      		3.  AppNention oP Paymenls.  Unless upplicubk luw provides�itherwise, ull puyments receiveJ by Lender under
<br />'��+�:'''•`�  	''"`.•,���r5��:'�,       	purpgmphs 1 and 2 shall lx applied:firsl,to uny prcpnyment churgcs duc under�hc Ncxe;second,to amounts paynble under    	"==
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<br /> .;.•,;j;��;      	!s.«;:;�  		pa�agraph 2:third,to interes�due: fourth,to principul due:+�nd IaS�,w uny late churges due under the Note.       			�' '
<br /> ••;   		•  `t''`.. -,••'-  		3.  Ch�es; Liens.  Boaower shAll puy ull tazes, assc,sments, charges, fines and impositions anribuwble ta the 		"
<br />       "•,   	�"  �•   :.       	Prc+peny which may uttuin priority over�hic Security lmtrumem,and lea�ehold puyments or ground�ntn,iF any. Botrower    	-�
<br />     	� �"'     •     '�		shnll puy thesc obli�eationc ia t�hc manncr provided in puragraph 2,or if not puid in that munner.Borrower shall pay them on    	�-�_�
<br />     	?�'�'  "�'�"•'�`Y"',''       	time directly to the person owrd payment. Bnrtowcr shall prompdy f'urnish ro Lender all no�ices uf amounts to 6e paid under       	•- _
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<br />     	-i,� ,.�r.,;`.4,�;r��i,� 		this para�mph. If Borrower malca�s theuu puyments directly,Borrower shall promptly fuminh to Lender receipts evidencing      	t„y�.
<br />     	,.�;r'4�';;f:'ir;�<:;;'•		the payments.  															c:_b:v,
<br />   ° 	�r" '� "�'rf�,�			Borrower shnll prompth discha�c any licn whirh ha+priurity ovcr thix Secunty Insuument unless Burrower.(a>agrees    	�,_�,,__;
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<br />     	�;�,   •f�,��A  • 		in writing to the payment of�he obligation�ecurcd by the lien in a manner a�reptublr tu Lemler;Ib)contesls in goud fuith the      	�,.:.
<br />      	`�•,  •	' 		lien by.or defcnds ugainst enfarcement of the lien in,legul prorcedings which in thr Lendcr's upiniun operure to prevent the    	c=if7;�
<br /> '      ��    ��"�  �T   			enforcement of the lien;or(cl ucurcs from the holder of the lien an agrcemenl�utisfacwry to Lender subordinating the lien     	'`•"'
<br />   		.�;��v��t�'  •  		to this Security Insdument. ➢f i.ender determines thut any part oi dir Property i�subje�ct to•r lien which may attain prioriry       	".•'<��
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<br />      •   	•   -,�:, •   		over this Security Instrument,L.ender may givc Borrowcr a noticc idcntifying thr lien. Borrower shall satisfy the lien or take      	„���_
<br />      	%  ••   •`."�    		one or more of�hc actions xt funh ubuve wilhin 10 duy+ol'�he�iving uf noticc.       							-'
<br />     ,  	°  				S.  N�zprd or Property Insurance. Burmwer.hall kccp ihr improvements nuw exi.ting o�hereafter r►ected on�hr    	,
<br />       '�;�;�',      ,     			Property insured uguinst lo�x by fin,hazunls inrluded within thr tem�"eztendrJ coverrgc"and any other ha-tards,including    	'
<br />	''c	->   `       		Iloods or flc�odfng, for whirh LenJer reyuires ine;urance.  Thi.m.urancr.hall he maintnin��in the am�wnts und for the    	�.
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