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2Q1009333 9. Protection of Lcnder's Interest in the Pruperty rnd Ri�hts Under this Secrurity Instrument. If (a) $orrower fails tr� perfi�rtn the covenanis and a�reemenls contained in this Secutity Intitnunent, (b) there is a legal procecding that might significantly affect Lender's interest in the Propetty and/or rights under this Security Instr�unent (such as a procceding in bankruptcy, prcihate, for condemnation or fnrfeiture, for enfurcemenl oI� a lien which inay attain priority ovcr this Sccurity Instrumcnt or tn enfi�rce laws or regulations), or (c) Borrower has ahandoned the Property, then Lendet may do and pay for whatcver is reasonable i�r appropriatc to ptotect Lender'n interest in lhe Property and riehts under this Security Instniment, including proiecting and/or assessing lhe value of thc Property, and securing and/or repainn� the Property. Lcndcr's actions can include, hut are nat limited to: (a) paying any sti�ms secured by a licn which has priority over thiti Security Instrument (b) appearine in court; and (c� puying teasonable attorneys' fees to protecl its interest in thc Property an�l/or ri�hts under this Security Instrument, including its secured position in a bankn�ptcy pruceeding. Securing the Property includes, but. is not limite�l to, entering the Ptoperty io make repairs, changc locks, replacc or hoard up doors and windows, drain water from pipes, eliininate building or other code violatinns ��r dangernus c��nditic�n�, and have utilities turned on or oif. Although Lender may takc acti��n urtd�r tk�is Sectian 9, Lendet does not have to do sn and is not under any duty ot ohligaiion to do so. It is agreed that Lender incurs no liability for not taking any or all actionG auth��rized uncler thie Seciion 9. Any amounts disbursed by Lcndcr und�r this Scction 9 shall become a�lditional deht of F3orrowcr sccured by this Security Instn►ment. Thetie anwunts shall bear interest at the Note rate liom the date of di�burscmeqt and �hall be payable, wilh such inl.etest, upon notice from Lender to $orrower requesling puymenl. If this Security Instniment is on a leasefaold, 13orrower shall comply with all ihe provisions of thc lease. If $orrowcr acquircti fce title to the Property, the lea�ehold and the lee Iitle 5ha11 not merge anless Lender agrees to the met�et in wnting. lU. Mortgage Insuranee. If Lender rcquired Mortgage Insurance as a condition c�f making tfac Loan, Borrower sha11 pay thc premium5 requited lo maintain the Mortgaee Insurance in effect. If, For any reason, the Mortgage In�t►rancc coverage tequired by Lender ceases to be available froni the mortgaee insurer that. previnusly provided such insurance and Borrower was requircd to ta�ake separatcly desi�nated payments towarcl the premium� lor Mortgage Insurance, Borrnwer shall pay the pr�mium� required to ohtain coverage substantially eqtiiivalcnt to the Mortgage Insttrance previously in el'lect, at a cost suhstantially equivalent to the cost to Borrower of thc Mortga�e Insurance previously in effect, ftom a❑ altemate morlgage insurer selected by Lcnder_ If substantially eyuivalent Motlgage In�urance cc>verage is not availablc, Tiorrower shall continue to pay to Lender Che amount nf thc separatcly designated pay�nents that were duc when the insurance coverage ceased lo be in etfect_ Lender will accept, use and retain these payments as a non-refiindablc Inss resetve in lieu of Mort.gage Insurance. Such loss resetve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lendet shall not be requited tu pay Borrower any interest or earnings on tiucfa Ic�sti reserve. Lencler can na l�n�er require loss reserve payment� if Motl�aee Insurance coverage (in thc arnount and fi�r the period that Lcndcr rcquires) provided by an intiurer sclected by Lender again becomes available, is obtained, and Lender requites separately designated payment� toward thc premiums fut Mortgage Insurance. If Lender tequited Mortgage Insurance as a enndition of making the Loan and Borrower was required to make separately designaied payrtients toward the premium5 lor Mortgage Instiirancc, I3orrowcr shall pay the prcrniums rcquired to maintain Mortea�e Insurance in effect, or to prnvide a non 1�>ss reserve, until Lender's requirement fnr Mortgage Insurance endti in accordunce wilh any written agreement between Borrower and Lender prnvidin� Por �uch iennination or until lermination is rcquired by Apriicahle Law. Nothing in this Seciion 10 alfects Borrower's obligation to pay interest at ihe rate ptavided in the Note. Mottgage Insurance reimburses Lcndcr (or any entity that putchases ihe Nc�ie fnr certain l��sses it may incut if Borrower does not repay thc Loan ati agreed. Borrowet is n��t a party to the Mortgage Intiurance. Mottgage insurers evaluate their total ritik on a11 s�ich insutance in lorce ftom time to time, and may enter intp agreementti wit.h olher pariies that share or ►nodify thcir ri�k, or reduce losses. '1'hc�c agrecrnents are an tenns and condiiion5 that ure satisfactory to thc mortgagc insurer and the ather party (or parties) to thesc a�rcements. These agreements muy require the mortgage insurcr to make payments using any source of funds that the mvrt�age insurer may have availablc (which may include fi�ndti ohtaincd from Mortgage Insuranee premiums)_ NEBRASKA- Single Family - FannleMae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) �osii� Page 6 of 15 Initials�+ � �'Orr►1 $0�8 �/0�