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�oi�o933� Borrower shall prompCly discharge any lien which has priority over this Security Instrument unless Borrawer: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is perfornung such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion aperate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreernent satisfactory to Lender subordinating the lien to this Security Instrument. If Lender detemunes that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or rnore of the actions set forth above in this Section 4. Lender may require Borrower ta pay a one-time charge for a real estate tax veri�cation and/or reporting service used by Lender in connectian with this Loan. 5. Praperty Insurance. Borrower shall keep the improvernents now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not lirnited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be rnaintained in the amounts (including deductible levels) and for che periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to L.ender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. L.ender may require Borrower to pay, in connection with this Loan, either: (a) a one-tizne chaxge for flood zone deterrnination, certification and tracking services; ar (b) a one-time charge for klood zone determination and certification services and subsequent charges each time rernappings or similar changes occtrr which reasonably might affect such detertnination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zane detemunation resulking fram an objectian by Borrower. Tf Borrower fails to maintain any of the cov�rag�s described above, L,ender may obtain insurance coverage, at Lender's option and Borrower's expense. L.ender is under no obligation to purchase any particular type or amaunt of coverage. Therefare, such coverage shall cover Lender, but might or might not proCect Borrower, Borrawer's equity in the Property, or the contents of the Property, against any risk, hazard or liability and mighC provide greatez' or lesser coverage than was previausly in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might signi�cantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall becorne additional debt of Borrower secured by this Security Instrurnent. These announts shall bear interest at the Note rate fram the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by L.ender and renewals of such policies sha11 be subject to L.ender's right to disapprove such policies, sha11 include a standard mortgage clause, and shall name Lender as mortgagee and/ar as an additional loss payee. L.ender sha11 have the right to hold the policies and renewal certi�cates. If I.ender requires, Borrower shall pramptly give to Lender all receipts of paid premiums and renewal notices. If Barrower obtains any form af insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name L.ender as mortgage� and/or as an additional loss payee. In the event of loss, Boz�rower shall give prompt notice to the insurance carrier and Lender. L,ender may make proof of loss if not made pronnptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is econnmically feasible and Lender's security is nat lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE► loai �1 Page B of 15 i�rc�ais: Form 302$ 7/p7 m �{1 � � r �y_. r'