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2oiao933o 9. Protection of Lender's Interest in the Property and Rights Under this Security Ynstrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instnunent (such as a proceeding in ban.kruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Securiry Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Praperty, then Lender zanay do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Properiy. Lender's actions can includ�, but ara not limited to: (a) paying any sums secured by a lian which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasanable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured positian in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to rnake repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other cade violations or dangeraus conditions, and have utilities turned on ar off. Although L.ender may take action undex this Section 9, Lender does not have to do so azid is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall becom� additional debt of Borrower secured by this Securiky Instnunent. These amounts shall bear interest at the Note xate from che date of disburse�r►ent and shati be payable, with such interest, upon notice fram Lender to Borrower requesting payme�nt. If this Security Instrurnent is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. l.U. Mortgage Insurance. If Lender req.uired Mortgage Insurance as a condition of making the Loan, Borrower sha11 pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by L,ender ceases to be available fiom the mortgage iz�.surer that previously provided such insurance and Borrower was required ta make separately designateci payments towazd the prea�iums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Martgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternaCe mortgage insuxer selected by L.ender. If substantially equivalent Mortgage Insuxaz�ce coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. I,ender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultunately paid in full, and Lender shall not be required to pay $orrower any interest or e.arnings on such loss reserve. L.ender can no longer require loss reserve pay�nents if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires sepazately designated payments towazd the premiums for Mortgage Insurance. If I.ender required Mortgage Insurance as a condition of making the L.oan and Borrawer was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to xnaintai.n Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such ternunation or until termiz�ation is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reirnburses L.ender (or any entity that purchases the Note) for certain lasses it may incur if Borrower does not repay the L.aan as agreed. Borrower is not a pa�ty to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force frorn time to time, and may enter into agreernents with other parties that shaze or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) co these agreements. These agreements may require the mortgag� insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained frozn Mortgage [nsurance premiwras). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-B�NE) lost t1 Page 8 ot 15 i��vais: Form 3028 1/01 � 5 � ,°:c � r�i�r�'�.1�a r.A� 1�