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201009310 <br />NON-UNIFORM COVENANTS. Borrower and Lender furthex covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach oP any covenant or agreement in this Security Instrument (but not prior to acceleration under <br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action <br />required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by <br />which the dePault must be cured; and (d) that failure to cure the defaWt on or before the date specified in the <br />notice may result in acceleration of the sums secured by this Security Instrument and sale of the Praperty. The <br />notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court <br />action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale. If the <br />default is not cured on or before the date speci�ed in the notice, Lender at its option may require immediate <br />payrnent in full of all sums secured by this Security Instrument without further demand and may invoke the <br />power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all <br />expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable <br />attorneys' fee� and costs of title evidence. <br />If the power af sale is invoked, Trustee shall record a notice of default in each county in which any part <br />oF the Property is located and shall mail copies of such notice in the manner prescribed by Applfcable Law to <br />Borrower and ta the other persons prescribed by Applicable Law. After the time required by Applicable Law, <br />Trustee shall give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, <br />without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and <br />place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee <br />determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time <br />and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements <br />made therein. Trustee shall �pply the proceeds of the sale in the Pollowing arder: (a) to all costs and expenses <br />of exercising the power of sale, and the sale, including the payment of the Trust�ee's fees actually incurred and <br />reasonable attorneys' fee� as permittecl by Applicable Law; (b) to all swns secured by this Security Instrument; <br />and (c) any excess to the person or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee <br />ta reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this <br />Security Instrurnent to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally <br />entitled to it. Such person or persons shall pay any recardation costs. Lender may charge such person or persons a <br />fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered <br />and the charging of the fee is pernutted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time rernove Trustee and appaint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instnunent <br />is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Barrower's <br />address which is the Property Address. <br />NEBRASIZA--Single Family--Fannie Mae/Freddis Mac UNIFORM INSTRUMENT DOCMdgiC� 800-fi49->3s2 <br />�orm 302$ 1/01 Page 9 of 1 1 www.dacmaqic.com <br />Ne3Q28,dot.�unl <br />