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201009308
<br />sha11 remfl.in fully effcCtiVe ae if nv acGClcration had occurred. However, this right to reinstate shall not
<br />applq in the case af aaaalerativn imder Section 1$.
<br />2Q, Sale of Note; Change of Loan Serv�icer; Notace of Grievance. The Note or a partial intcrest in
<br />tha Noto (togetb.er with this $ec�u�ity Instnvnent) can be sold onC or mare Nmea without p�ior notice to
<br />Borrower. A sale migkzt result in a changc in the entity (kaown as the "I.,oan Servicer") that colleets
<br />T'eriodic Payments dn� under the Nat� and this Security Tnstrument and p�rfonns other mortgage laan
<br />scrvicing obligations tiwdcr the Note, thrs Sevurity Tnstniment,. and Applicable Law. T�ere also mip,�t ba
<br />one or morc ahanges of tfic Loan Servicer unrelated to a salc of the Note. If thare ie a cbangc of the Loan
<br />Serviccr, Sorrower will be giveu vvritte�u notice of tho changa which wiA state the name and addrrss of the
<br />new I..oan Scrvicer, tlaa addrr�e ta which payxne.nts should be mada �nd any athcr information RESPA
<br />requixes in coxuacctioz► with x notice of transfer of sezvicing_ If thc Note is sold and thereafter thc Loan is
<br />serviced by a L.oan Saryicc�r otl�er than the piuchase,r of the Note, the mortgage loan servicing ohligations
<br />to Borrower will zenaain with tha T..oan Servicer or be transfezxed to a successor Loan Serviccr and are not
<br />assumed by the Note pu,rahaser iuiless okhc�rvvise provided by the Notc purck�sser.
<br />Neither Borrower nor Lenderr may cammarce, join, or bc joincd ta arry judicia] action (as either an
<br />individual litigant or the membar of a class) that arises frozn the othez party's actions pursiaant to this
<br />Security Xnstxutnent or that allages that t]�e other party has breached any pro�vision vF, ar any duty owed by
<br />reason of, this Secucity Instrument, untii such Borrower or Lcnder has noti�icd thc nthe�r party (vvith such
<br />notice given in cnmpli8nce with the requiremonts of Section 1S) af such alleged breach aaud afFo�tded the
<br />nther party hereto a reasonable periqd afte�r the giving vf such notice ta take corrective action. If
<br />Applicable Law provides a time periad which mnst elapse before ccrtain actron can ba takcn, that time
<br />period will be deerned to be xeasax►able fpr pu,rposes of this paragraph. The notice of acceleratian and
<br />appartunity to cure given ko Borrower pwrsuant ta Scction 22 and thc notice of accoleration given to
<br />Bvrrnwer pursuant to Sectian 18 shall be deemed to satisfy Lhe motice and opportunity ta falce corrective
<br />action provisians of this Section 20_
<br />21. He�ardous Subatances. As used i.0 this 8ectian 2].: (s) "Ha�ardrnaa Substaaccs" eare those
<br />substa�ccs definad as toxic or hazardous substanar.�, pollutants, or wastes by Lnviuronmental L�w and tlze
<br />follpwing subetances: gasoline, lceroscna, athr�r flammnable or toxic petroleum producfa, #axic pesticides
<br />and herbicidos, volatilo solveuts, materials coutaining asbestos or fox7naldehyde, and radioactive materials;
<br />(b) "Bnvironmental Law" meaus federal l�ws and laws af the jurisdictioz► whe�'e tho Prope,rly is lacatad tliat
<br />xelate to health, safeiy or environmenfa� protection; (c} "Enviran�cntal Cl.eanup" includcs any response
<br />action, rculedia2 action, or rcmoval action, as defined in Bnviroiamartal T,aw; and (d) au "Environzncntszl
<br />Condition" mea�as a condition that can cause, contribute to, or othezwisv trigger an Envizo�umontal
<br />Cl�anup�
<br />Borrower shall mot cause pr per�it the presence, use, disposal, stnragc, or release of any Haza�rdoxrs
<br />5wbstances, nr thzeatan to rcicasc any Hazardous Substances, on or in tha Property. Sorrower shall not do,
<br />nor allow anyone clsc to do, auythi�ag affxting tlie Prvporty (a) that is in vivlation of any Envirom�martal
<br />Law, (b) which creates an Environmeutal Cattdition, or (c) which, due to the presarcc, use, or release vf a
<br />Hazardous Substance, creates a condition that adve,rseJ.y affects ClYC valne of the Prpperty_ Thc pz�eceding
<br />iwo sente�ces ahall not apply to the presaanc, usc, nr stora.ge on tkae Properiy o£ small quantities of
<br />Hazardoue Substances that are garerally recognized to be apprvpriatc tn normaJ, residential uses and to
<br />maintemance of tha Property (ineluding, but nat limited ta, ha.zardous substances in cansuuxer products).
<br />Bonrowor shaU prvmptly givo Lender wz�itten notice of (a) any invcstigation, claiza, demand, 1�wsLxit
<br />or othex $ction by any govemm�ontal or zegulatvry agency or private party involving the Property and any
<br />Hazardous Substanc� or I�nviranmental �aw nf whiah Bormwcr has actuu]. knorx+ledge, (b) any
<br />Environmczctal Condition, including l�ut not Iimited to, any spilling, leakin,g, disclaarge, xeloase or threat of
<br />releasa of an.y Hazardous SU�1Sta11GC� and (e) any condition caused by tbe presenoe, vse or release of a
<br />Hazarcious S�xbstance whic� adversely affecta the value of thc Psoperty. Tf Bozrower learns, or is notificd
<br />N�Bi'i{18FCA- 5ingle Famlly - Fannie MaelFreddie AAsc iINIFORIVI INSTFtU�IIENT
<br />�-fr(NE)�os��� Papsi2ofts InN1s�.: Forn73028 1/07
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