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. _ . . <br /> ` - � - - --`{�;== � � �-�.: -- -- " - - --— -- u,�� _ <br /> ,<� - . -- <br /> e �:.- <br /> '_,,: ' ' , - <br /> �:. <br /> ; g�4^ . _ <br /> ._� i���� � � ��= <br /> ��-� <br />: :���=� ' � ��'IJS��3LE �T`� fl�� z�o���sa -- <br /> �:� ' _ 41 Year�y Indes-Ra?e t�gs) _ -- °__ <br /> � :�v' �� <br /> '�� • T�IIS RJ9NS'TA4iI.E RA'I`E R�EEi is m�de this 2 6TH day of J U�Y = <br /> .,.` 199 6 �and is e�osparated i�o and s6all 6e dee�E to smead a�d slpg2e�nY the Alt�tt�^�,,e.D�e6 of �'` <br /> -�,: �> �cvst os S�c s+r i t y�(the°�c�rity Iaswment°)of the sam�da�givea tsy the undeasigaed(the'Borrower°)to _- <br /> - �tlte Sa.��ei's Adjastalsle R:t�I T�e Qth�°Niote")c� �`- <br />� I�e Eayita3�s 83i�4irq anC Laac Assaciatio^ et Jrand Istand, be6►aseb, A �e�eral Sa'�1�"y9 �S!i� - <br /> : (tY�°ixadsr°)af the same daie and eQVe�inB�P��Y drsc�iQed in[he Se+curiry In�-uumr�t and tatr,:ed ut: _ <br /> 40?5 EdNA DR 6RAND ISLA�lD, NEBRASiCA 688Q6-4802 <br /> ; . ' [�Pe�f�l•`dh:nl <br /> .. THE N8� CONi'AE�S P�tOVESIOP�� AY.7�1t1'�i11� ��i CtlAAtfiES IN TiiE I1Y4ER� � <br /> �iA?� �d� �i�ie �ri�'�iTfE:LY. P.�it/i:aP°w�. 'Tt�� M'.lY� ".�.!�TS THE AM�lBNY TK� -. <br /> � �18&Ol'iP�l'S II�'�`fi�� ��s� a�rt� c��� �T dF�ir OP�f� TtME Ai11A �@�i� <br /> . Ma�aauu���������,�.�.r�i��+A�l. t���. <br /> ���, ' ADIBS�Y�i�L C�'VEAiWI�f Y'S.In additia�m�oovrxi�u and a�nts m�de in dte SeruzI3y rn�nt, Y <br /> Baimarer an�!lr�r;er fa�cavea�i and�Ye 2s�f.��I�7rs: � <br /> �`�`'�" _- <br /> '���°. � . A.II�ERFS�Y�'I7E Al�M�P�'H�LY 81�9t�ill4��� . _ <br /> �.� � <br /> ,j>"f�•. The Naie providts for an in�l.intrtest r�:dl �`,:�ACi qo.14�e Naie pmvides for et�sages in. <br /> � ' che inte:est rdYe and thc mnnihlY VaY�+�f,oSM��s: � - <br /> ,k;! , . � .. . . . . . � . . _ <br />.:�iSS��. 4.��iTERF�T btATE AND alb�,�aS�`�.c�.�CHAN�S = <br /> .R>x3�ast� <br />;.,� , . <br /> y;s5. � <br /> 's�`��� . � • . . - <br /> (��e�� ` AUGUfiT . , 20Q.1 ,.a�dantl�ai '�' <br /> � The inte�s r�te I wi11 pay o�v;c�aug�uu�t�e 6tst day of -- <br /> .' � day e�esy DZtis etx�n�h tbierea8et.:�d�citc:tv�icl�my inteaest ts.te catrl�+Chattge is caltad a"Cheu��ase." ,.�= <br /> y • r`>:��?:: <br /> .. . • ' � . � _ �,�'W,.:: <br /> ������ . � � . .. � � _ <br /> , : : Beginniag wiW the first.Cfn�sr�IDate,my interest rr�-qziili�e based an an Index.The°Index"is t�e wcseTt�y,:�,'� <br /> . average yield an Unit�Sraie�'Yreasury s�es articu�+�a oonstaat maturity of 1 yeaz,as m�+da az+aild�i7.ts�lr�:,,: . <br />'" �_ . t�e Federat Resenre Soud.'itie aast r�ce�.:��rrfex figute avaalabtz as of.tlFr3 date 4S dr►ys bafoie e�ch � � B�z . � . �.. <br /> is calted the"duirent Index." : � • � <br /> • .'� ''• i�the IndEx is no tonger a+ia)1a��e.ehe Noie Holdzr wil!choose a new index whida is ba5e�ugan aomp�r�a ,� . <br /> �is�'oim�tion.'!he Ploto IIalde�t�i?1`�ve.me notice of this choice. . �_ <br /> • (�Cs�tarl�tiqiq�n4.Changt4 :, ". � � ,'':� � . :- <br /> Be�r rach�f]'s�uge Date,the Piose Ha2fie�r:�t�ill catculate my new int�t�by adding ;:;... ,. _ <br /> . •r: , _-.'`� p�rce�SaBe nt(s)(. 4bj to fha.�tremt <br /> :.,.;:a�' �ri,�: Tt�e Nota,�Ioidez wil�'t��round the result.of�ttt=��Iditian w tha tt�a�st oas-eigbth of ons per�e. � . <br /> .,, ; . poins(0.12590);:�;�bjoEt to tir,r��Ytnts stated in�Settion 4(1;1y�ts�:sop1,thjs rounde�amo�t ari11 be nry�w int�rest. <br /> ;�.�t.'�;. rate until the r�?i:?i�ange Date. �. . • ,;,:` <br /> The Nate.�s�er will then detem�in��the aawnnt of th�moathjy paJiment that would be sufFicieaE w rep�,y the �:`"��- <br /> � ���. � aapaid principal that t am expected to o�ve P 4 t's�Cbaag�e II�ate in fail on We Maturity Date at my r�a intenst raae - <br /> ����`�. • , inc hti�s'.antially eguai PaYments.'I9ie resnit a�'tt�is calcui�tian will be the new amouns cf ffi3+monthIY PeY� : <br /> •r:��,��t;.: . . - , .` . <br /> �.� • • '`��' � . . . <br /> � N)'LSaaits+a�Irita�st Rsle C�ng� '. � . � � 9 ��� .. � ' <br /> ,. � • .'t'he inurest i�#�1��equiscd to pay at titt;_,�'itst Change 7?stQ will noY be t�r than .. . `� �:;: <br /> e <br /> .��ti;r�.:..'� or less than �56.1'�et+eafter,ffiy intertst rate will never be itscnased�s dxseased ota . . � �:•. <br /> .;�..�1, . <br />;'%`:�,:, any sing�e�ang�Date by u�ore than two percentage(ra�nts(2.4 0)from tht rate of 4 terest I.have�eea pzy�ng . <br />;;�A;�t�'.'; for�e p1c�u� tw 1ve months_M terest rats w 11 a �:r�b9 tpi�n 1 Z,��0 �g, - <br /> ., .. My �nte�es� rate w��l�` nevor �E�a6ve�th�n 5.5005�_. <br /> ': . (E)Effecttva Datc o!CL-wnges : -- <br /> My new interest rsue arill became ef�tivi:.nn�t�i.�.'�nge Date.I will pay the aino�znt u;t�i�e�tw mo�ti�ly =- <br /> ,` '`,.<.: �rttys�nen2 be�nning on the fitst monthly �tyt�et datr. a�fltr the Change Date wuil�l�t�.•�on�oaai�:nf my mon+itiSy `�''« <br />�.�,,.. . , , ,. <br />�:Y';��-4z' • � �Saym:nt ci�aages again. : ` � : - <br /> �rj�% �. <br /> . . � �Natice ak'C�iunges . � � • ;• " <br /> . � 'IYie Note Il�STcler eviU�deliver or.mail to a�e a notice of any chaages in my inte�t ruto sad tt�az�un�of my <br /> : � mattt3aly_gaym+:nL before tlas.effedive date of any cha�sge.The notice will lnclade infa�on tequirad by law to <br /> .� . . ' la:•.�i�;en.m,e ai�. atso tb°ti�e aa� teirphocee number of a Qerson who ariU aaswer any quesiion I may hava � <br /> . r�,�aitling th°no4ice. <br /> QfAUlTYSTA7E/IANSTABLE RATE RiDER-/1R1N 5-2•Singfe FarrSiY-Fanri�l ARaalFtoCF�A�acl�Itorm ttrstrtsrMM , <br /> � Wrm 311131E5 <br /> . — ��-82?A�ssas� veavbomcncfwr�ss•ceoo�sz�au� �° noma«��a�.yeeevice► :, <br /> ... •.. •. ... .. . , . , ._ � , . . <br /> . . � , .. . �': ." '�' . ' <br /> . ... . � . . , .. ' : . . <br /> ' • � . � . :�; <br /> � .. • . . .� � . 'a .. .. , , � . <br />