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2Q1009198 Borrower shall prornptly discharge any lien which has priority over this Security Instrurnent unless Borrower: (a) agrees in writing to the payment of the obligaCion secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings az�e pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to L,ender subordinating the lien to this Security Instrument. If L.ender determines that any part af the Praperty is subject ta a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Barrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may xequire Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used by Lender in connection with this Loan. 5. �roperty Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Praperty insured against loss by fire, hazards included within the term "extended coverage, " and any other hazards including, but not limited to, earthquakes and floods, for which I.ender requires insurancs. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certi�catian and tracking services; or (b) a ane-time charge for flood zone determination and csrtification services and subsequent charges each time remappings or similar changes occur which reasonably nnight affect such determination or certz�cation. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at L.ender's option and �orrower's expense. Lender is under na obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might nat protect Borrower, Borrower's equity in the Praperty, ar the cantents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might signi�cantly exceed the cost of insurance that Borrower could have obtained. Any arnounts disbursed by Lender under this Section S shall become additional debt of Barrower secured by this Security Instrument. These arnounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon natice from Lender to Borrower requesting payment. All insurance policies required by L.ender and renewals of such palicies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as martgagee and/ar as an additional lass payee. Lender shall have the right ta hold the policies and renewal certificates. If Lender requir�s, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not atherwise required by Lender, for damage ta, or destruction af, the Property, such policy shall include a standard mortgage clause and shall name L.ender as mortgagee and/or as an additional loss payee. In the event of lass, Borrower sha11 give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless L,ender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by L,ender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the NEBRASKA - Singla Family - Fennie Mpa/Freddia Mpc UNIFORM INSTRUMENT �-B(NE) 108>>1 Paeesof �5 i�mais:� Form 3028 7l01 C/ _ ' � , � Y � e � a