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(`Hi•�+.. _ _ .x�`.�r�;•:h�:'•,. _ .. ..�.�� <br /> ._, ... . 1r+�.-..}►v�. . '.�,.. ., <br /> . •�it!�'am� 8�'►!iFS� ,. ' <br /> : _ .s. ,�.,. *.�". <br /> ,� i i =_ --- - __ . <br /> -���. -• �_-- <br /> .-�:�j--=�-�� 10396� �-- <br /> 92- <br /> �u UNIFORM COVENANT3.Bor�ower end Lender covenent a�d agree�s followr. <br /> 1, P�ynNnt o1P►Ir.cipd�ndlnhnd;PnpaynNnt�nd f.�t�Ch�►q�s. Borrowar ahell promplly pay when due th� <br /> - ------`°�"' prinoipel of�nd Intereat on the debt evidenced by the Note and any prepeyment end late charqet due unde�the Note. <br /> '� [`,�� '�i+ Z, Fundt IorT�K��and In�uranc�. SubJect to applicable law or to a written walver by Lender,Borrower shell pay <br /> '-- <br /> , to Lender on tha day monthly poyment�are due under the Note,untll the Note ie pald in tull,a aum("Funds")equa to <br /> __o�:� <br /> � �'^� one-twelfth ot: (a)yearly taxes and asses+smenta which may attain prlorfty over this SecuNty Imtrument; (b)yeary <br /> - �-_--_- .-:—_--�_ , �---- <br /> T`�v�� I�whold p�yments or qround rents on tho PropeRy, If any;(c) yearly hpzard insurance premlums;and (d) year y _ <br /> `� ��.' mortqage ineurance premlums,If eny.These Itema are called"eacrow item�".I.ender may eatfmate the Funds due on th� <br /> -°°•-�.-� ba41s ol curreM data and reasonaWe eatimetea of luwre escrow Items. <br /> -- - -"'-'��.� The Funda shall be held i n an institution the deposita or accounts of whicf�are insured or guaranteed by a lederal or <br /> �.� atate agency(including Lender ii Le�der is such an institution).Lendor ahall apply the Funda to pey the escrow fteme, <br /> '�-•��!�'�•=��.*• Lender may not charge for holding a�d applying the Funds,analyzfng the account or verifying the escrow items,unleas <br /> '�"•�`�`•`y�'�"r'�� Lender pays Borrower interest on Ihe Funds and applicable law permi ts Len d e r t o make suCh a char ge.8orrower and <br /> _.�N:�"•:,}��'; ''. <br /> �:.�,�_;,;�i�.�. , Lender may agree in writing that interest shall be peid on the Funds.Unless an agreement is made or applicable aw <br /> � <br /> �`'�•�.' ' E., requfres i nteresl to be pald,Le�der shell not be required io pay Borrower auy interest o�earnEng�on the Funds.Lender �_ <br /> �,���`��`�;,;;�, shall give toBorrower,without charge,an annual accountfng of the Funds showing credHs and debitetothe Funds and the <br /> �r:izr����,�: purpose for whlch each deblt to the Funds wes made.The Funds are pledged es additional security lor the sums secured <br /> ����^:' ' by the 3ecurlty Instrument. <br /> �F-.T ,�'�"•, II theamount of the Funds held by Lender,togethe�with the future monthly paymentsof Funds payable prior to the <br /> ;,;.��, :�,,...,:.:„ . <br /> --°'��'?j�•?�.��"� due dates ol theescrow Nems,shall exceed ihe amount requf red to pay the esc row itema when due,tbe exceas shall be,et <br /> • �'`��"���'°^�� � Borrower's uptlun,elther prornptly repaid to Borrower or credUed to Borrower on monthly payrnents of Funds.If the - <br /> =.�.._��s;n..=:�n.�,'c: <br /> � ��_ amounl of the Funds held by Lender is not sulficient to pay the escrow items when due,Bo�rower shall pay to Lender any <br /> _�. �;����+� amounl necessary to make up the dellciency in one or more payments as required by Lender. <br /> - � :.v,��,,,;,,;�;�,,.. UponpaymentinfullofallsumssecuredbythisSecuritylnstrumenLLendershallpromptlyretundtoBorrowerany � <br /> — Funds hetd by Lender.lf under paragraph 19 the Property is sold or acquired by Londer,Lender shall apply.no later than <br /> -�}�� , .:.:r�. immedlately prlor lo the sele of the Property or fts acquisition by Lender, any Funds held by Lender at the dme of <br /> .:a+�•'-. .�'S! ' <br /> =�� ' ,:.• epplfcatfon as e credit aga�nst Ihe sums secured by this Securfty Instrument- <br /> �=_-• �':°`�'•"''``�'�� 3. Appllcatlon of P��m�nh. Unlosa applicable law provides otherwise.all payments recewed by Lender under <br /> � a-��- �. <br />�-_�_- � ; . � peragraphs 1 and 2 shall be appQed: Orst,to late charges due under the Note:second,to prepayment charges due under <br /> - --� ";t,�`.. �; n the Note;third,to arnounts payable under paragraph 2:t0urth,to interest due.and last,to principal due. <br /> _ �,:�' � ' 4. Charyar,1.lons. Borrower shall pay all taxes,assessments,charges,ffnes and impositions atlributable to the <br /> ���:. �,�;��,, . Properly which may attain priority over this Security Instrument. and leesehold paymonts or ground rents. If any. <br /> � ._ : •d"�"��°`, BO�rower shell pay tf�ese obb9aiions in liin mdn�ibr prGV+ded in paiagraph 2,or d not pe+d'+n thet manner.8orrower shell <br /> pey them on time directly to the person owed payment.Borrower shall promptly turn�sh to Lender all notices of amounts to <br /> ��'•` �� � be paid under this paragraph.It Borrower makes these payments directly.Bo�rower shall promptly lumfah to Lender <br /> ":" �'- �"• � recelpts evldencing the payments <br /> '.�_:,,•, � Borrower shall prornptly discharge any Uen wh�ch has pnority over this Secunty I�strume�t unless Borrower:(a) <br /> _ "' � "' A�_. " agrees in writing to the payment ol the obllgatian secured by the hen in a manner acceptahle to Lender,(b)contests fn _ <br />,*.` -• ^ good taith Ihe lien by,or defends against enfarcemenl of the lien m.legal proceedings which in Ihe Lender's opinion <br /> - • . • • � . operete to prevent thee�forcement of Ihe lien or forfeiture ol any part of tne Property:or(c)secures trom the holder of the <br /> - ' � HenanagreementsatfsfaclorytoLendersubordinaU�gthelienrothisSecuritylnstrument.IfLenderdetermmesthetany � <br /> -` �� ��� - • pe►toltheProperly�ssub�ecttoalienwh�chmayattainpnontyoverthisSecunlylnstrument.LendormaVq�veBorrowera k <br /> �� � noticeidendfyingthelien.8or►owershallsatisfythelienortakeoneormoreoFtheactionssetlorthabovewithinl0daysoi <br /> ! �• <br />� ° . the gfvfng of not�ce. _ <br />' S. N�z�rd Inwranee. Borrower shall keep the�mprovement5 now ex�sUng or hereafter erected on the Property �,. <br /> � � insured agalnst loss by fire. hazards included wrthm the term"extended cuvernge"and any other hazards for whfch �TV:. <br /> ' '- . Lender requires insuranCe This�nsurance shall be mA�ntained m Ihe amounts and for the penods Ihat Le�der requires. ! <br /> �• , „ The insurance carrier providing the�nsuranco shall be chosen by Borrower sub�ect to Lender's approval which shall not he _ <br /> unreasonably withheld. <br /> i.� All insurance po�icies and re�ewals shall be acceptable to Le�der and shnll mclude n slandard mortgage clause. — <br /> _ . ." l.endershallhavetnerfgMtoholdthepohc�esandrenewals IfLenderreqwros.8orrowershallpromptlygivetoLenderall T _ <br /> - , �. ' receipts of paid prem�ums and renewal noUces I�the event ol loss.Borruwe�shnll gwe prompt noUce to the insuranCe <br /> ' � .' '� Carrfer and Lender. Lender may make proof of loss it not made promptly by Borrower _ <br />' - � � - � U nless Lender and Borrower otherwise agroe�n wnting,insurnnce proceeds shall be app��ed to restoration or repair ___ <br /> „ �• , of the Property damaged.d the restoraUon or repAir is economically leasib�e and Lender's secunty�s not lessened U the =_ <br /> � restorationorrepair�snoteconomicallyteasibleorLander'ssecuntywouldbelessened,themsuranceproceedsshallbe __ <br /> � ' epplfed tothesumsaeCUred by Ihis Securdy Instrument.wheth�r or not Ihen due.wrth Any excess peid to Borrower.If ��_ <br /> Borrow�r abandans Ihe Property.or does not answer w�th�n 30 days�n oUCP f rom Lender that the�nsurance carner has ���= <br /> � otfered to settle a claim.then Lende r may collect Ihe msurance proceeds Lender may use the proceeds to repair or restore <br /> , � �, the Properly or to pay sums secured by Ih�s Secunty Instrument.whether u►not then due The 30•day penod wiu begin �:•, <br /> • when the noUce is gwen - <br /> � Unless L@nder And Borrowe�olherw�se agrec�in writ�ng.any.�pphcation ol proceet]S�o pnnc�pal shell not extend or <br /> •• postponelhe due date ol the rnonth ly payments referred to m paragraphs t and 20�change theamount ot the pAyments If � <br /> • under paraqraph 19the Property is acqinred by Lender.Borrower's r�ght toany ir.surance pohcies anA proCeeds resulhng <br /> lromdmm�getoth�ProperlypnortotheaCqu�srtionshallpasstoL��ndertOtheexlento�thesumssecuredbythiSSeCUnty �_ <br /> Instrument immed�ately pnor to the acqwsiUUn � <br /> � g. PrQServallon and Malntanance of Property;Leaseholds. Burr�wei shall not destruy. or damagP or subste�- � � <br /> - � tiallychangQtheProperty.allowthePropertytodetenurateorcumm�twaste Ifthis5eCUntyln5trumenliSUn;�leasehold. <br /> ' � Borrowersh811 Comply wdh ihe provisionsof tnc Ic:isr.and i�Borrower acqwres fee hde to the Property.the leasehold and <br /> <: •� • law mlw ch:�ll not merae unless Lender aqrees to Ihe merger �n wnt�nq <br /> T. ProlectfonotLendQr'�RighlsinlhvProparly;Mortqaqelnsuranee. ItBorrowrr���is�op�riorR,ine•e.uvr��.n�ia " <br /> , ° and agreementscontained m thisS�CUnty InsUumenl.or th�+�e is.i 1ey11 proc�eding th.tl may s�yn�ticantly affc�Ct lender'S <br /> nghts�n the Property(such as 8 proceeding m b�nkruptcy probate.�or condemnation or to rntorrn�:+ws or regulatiuns�. <br /> then Lender may do and pay for whatever�s necessary to protect the value o�the Property and 1_e�der s nghts�n the <br /> Property Lender's acUOns maq �nclude payu�y any sun,� secured by a I�rn which nas pnonty over th�s Secunty <br /> InstrumenLappearmg�ncourl.payuiy�Nasunribleatturnt�ys �ecsandCntCnngonthrPrppeHytomakNr�p�irs Althougl� <br /> ' Lender may teke attion under this paragraph 7_Lendcr does nUt have to do so <br /> � Any amountsd�5bursed by Lender undc�r th�s paragraph 7 shall become adddional debt of Bor rower securod by this <br /> SeCUnty InstrumenL Unless Borrower,�nd Lender agree to other termsot payment,Ihese amounts shall be��r uiteresl from <br /> I Ihe date of di5bursement at the Nolr r,�ti.�nd shall bt�payabli•. with mtert�sL upon no�icr 1re�m l r���1rr to Burrowi•� <br /> � requestng paymenl <br /> . . . , i <br /> , , <br /> �, . <br />